Talent.com
SBA Banker III
SBA Banker IIISeacoast National Bank • Stuart, FL, United States
SBA Banker III

SBA Banker III

Seacoast National Bank • Stuart, FL, United States
7 hours ago
Job type
  • Full-time
Job description

Description

Location : Flexibility within the United States

JOB SUMMARY :

The Small Business Administration (SBA) Banker III is responsible for leading business development with a primary focus on SBA lending while maintaining market leadership presence in the local community. The SBA Banker is responsible for soliciting and servicing prospective clients producing SBA 7a and 504 as well as generating and managing a portfolio of business and corresponding relationships, while seeking new accounts through calling efforts, marketing, and referrals. Consistently gains the confidence and trust of others through honesty, integrity, and authenticity.

ESSENTIAL DUTIES AND RESPONSIBILITIES :

Business Development

  • Quickly establish a consistent SBA business development cadence in the marketplace which includes but is not limited to :
  • Call Planning and Follow-Up
  • Client Retention Calls
  • New Client Prospecting
  • Outbound Telephone Calling Efforts
  • Networking Events
  • Maintain and expand a mature Center of Influence (COI) base of community and business leaders, leveraging them to gain additional business through referrals.
  • Responsible for sales, credit analysis, proper loan structuring (SBA loan packaging and submission), client interviewing and perceptive character judgment.
  • Source and build new business relationships.

Credit Acumen

  • Complete understanding of all business credit facilities including, but not limited to :
  • Structuring proper terms and product based on business need, useful life and business growth.
  • Basic understanding of business and personal financial statements and tax returns to identify credit worthiness and identifying risk potential.
  • Ability to identify short- and long-term credit facility needs based on business sales cycle, type of business, growth plans, and business strategy.
  • Educates prospective clients about the Bank's underwriting guidelines, SBA programs and all applicable government regulations.
  • Coordinates with attorney, loan closer and other involved staff to assure timely loan closing and funding activities.
  • Able to balance business needs with customer requests while managing potential risk to the bank.
  • Adheres to Seacoast Bank's Code of Conduct.
  • Acts as a mentor to junior level SBA Lenders within Seacoast Bank.
  • Adheres to policy & procedure of Seacoast Bank and must comply with BSA / AML / OFAC regulations and guidelines. Accept loan applications and the collection all required applicant information while following Fair Lending performance standards and ensuring fair and equal treatment to all applicants. Practices ethical sales behaviors in accordance with the Associate Code of Conduct and Sales Practices Policy, acting in the best interest of the applicant and their credit needs. Proactively helps to resolve customer concerns in a timely, professional, and positive manner, escalating issues to the next level of authority as needed.
  • EDUCATION and / or EXPERIENCE :

  • High School Diploma or equivalent required.
  • College degree in a financial related discipline preferred.
  • 5+ years of directly related SBA experience preferred.
  • 10+ years in business development and / or financial services experience required.
  • Demonstrate excellent communication (written and verbal) and interpersonal skills.
  • PC Proficiency in Desktop, Laptop, Tablet, and Smartphone devices as well as Microsoft Office Suite software.
  • The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

    #LI-PF1

    Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

    This employer is required to notify all applicants of their rights pursuant to federal employment laws.

    For further information, please review the Know Your Rights notice from the Department of Labor.

    Create a job alert for this search

    Banker • Stuart, FL, United States

    Related jobs
    Commercial Banker II

    Commercial Banker II

    Seacoast National Bank • Stuart, FL, United States
    Full-time
    LOCATION : Highlands County, FL.The focus of a Commercial Banker II is set up business development strategy and executing sales production efforts to acquire new commercial business within the marke...Show more
    Last updated: 15 days ago • Promoted
    SBA Banker III

    SBA Banker III

    Seacoast National Bank • Stuart, FL, United States
    Full-time
    Location : Flexibility within the United States.The Small Business Administration (SBA) Banker III is responsible for leading business development with a primary focus on SBA lending while maintaini...Show more
    Last updated: 10 days ago • Promoted
    Part-time Teller - Ft. Pierce

    Part-time Teller - Ft. Pierce

    Seacoast National Bank • Fort Pierce, FL, United States
    Part-time
    ESSENTIAL DUTIES AND RESPONSIBILITIES : .Exhibit consistent relationship building including, but not limited to : .Prepare for various customer interactions. Effectively utilize and document open and cl...Show more
    Last updated: 30+ days ago • Promoted
    Teller - Stuart

    Teller - Stuart

    Seacoast National Bank • Stuart, FL, United States
    Full-time
    This position processes customer transactions for a variety of routine to more complex financial transactions including but not limited to check cashing, account withdrawals and deposits.Responsibl...Show more
    Last updated: 29 days ago • Promoted
    Part-time Teller - Ft. Pierce

    Part-time Teller - Ft. Pierce

    Seacoast Bank • Port St Lucie, FL, United States
    Part-time
    ESSENTIAL DUTIES AND RESPONSIBILITIES : .Exhibit consistent relationship building including, but not limited to : .Prepare for various customer interactions. Effectively utilize and document open and cl...Show more
    Last updated: 26 days ago • Promoted
    Client Advisor - Stuart (Wedgewood Branch)

    Client Advisor - Stuart (Wedgewood Branch)

    Seacoast National Bank • Stuart, FL, United States
    Full-time
    This position is responsible for increasing branch assets, deposits, customer base and revenue by building rapport with new and existing customers to understand their current and future financial n...Show more
    Last updated: 19 days ago • Promoted
    FBS - Finance Specialist-Bus Ops Fin

    FBS - Finance Specialist-Bus Ops Fin

    Capgemini • Port Saint Lucie, FL, US
    Full-time
    Insurance Group Expense Management Role.Our client is one of the United States' largest insurers, providing a wide range of insurance and financial services products with gross written premium well...Show more
    Last updated: 23 days ago • Promoted
    Branch Manager - Treasure Coast Market - Jensen Beach, FL

    Branch Manager - Treasure Coast Market - Jensen Beach, FL

    JPMorgan Chase • Jensen Beach, FL, US
    Full-time
    At Chase, we are passionate about creating memorable experiences for our clients and employees, making them feel welcomed, valued, and understood. We build lasting relationships by doing the right t...Show more
    Last updated: 22 days ago • Promoted
    Personal Banker Associate I - Tradition Square DeNovo

    Personal Banker Associate I - Tradition Square DeNovo

    Fifth Third Bank, N.A. • Port St Lucie, FL, United States
    Full-time
    Make banking a Fifth Third better®We connect great people to great opportunities.Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. Selected candidates are intend...Show more
    Last updated: 14 days ago • Promoted
    Personal Banker Associate I - Tradition Square DeNovo

    Personal Banker Associate I - Tradition Square DeNovo

    Fifth Third • Port St Lucie, FL, United States
    Full-time
    Make banking a Fifth Third better®.We connect great people to great opportunities.Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. Selected candidates are inten...Show more
    Last updated: 13 days ago • Promoted
    Teller - Stuart Wedgewood

    Teller - Stuart Wedgewood

    Seacoast Bank • Stuart, FL, US
    Full-time
    This position processes customer transactions for a variety of routine to more complex financial transactions including but not limited to check cashing, account withdrawals and deposits.Responsibl...Show more
    Last updated: 30+ days ago • Promoted
    Teller - Vero 12th Street

    Teller - Vero 12th Street

    Seacoast National Bank • Fort Pierce, FL, United States
    Full-time
    ESSENTIAL DUTIES AND RESPONSIBILITIES : .Exhibit consistent relationship building including, but not limited to : .Prepare for various customer interactions. Effectively utilize and document open and cl...Show more
    Last updated: 11 days ago • Promoted