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Commercial Underwriter I
Commercial Underwriter IBrethren Mutual Insurance Company • Hagerstown, MD, USA
Commercial Underwriter I

Commercial Underwriter I

Brethren Mutual Insurance Company • Hagerstown, MD, USA
30+ days ago
Job type
  • Full-time
  • Quick Apply
Job description

The Commercial Underwriter I is r esponsible for communicating with the agency force on Commercial Line matters; underwriting commercial new, renewals and endorsement business; re-underwriting existing commercial line business; performing various duties relating to commercial lines; and developing sound agency and industry relations to achieve growth objectives within an assigned territory and agency plant.

Essential Duties :

  • Reviews incoming correspondence, applications, and binders, determining if underwriting guidelines and criteria are met
  • Approves risks
  • Communicates with agents regarding all aspects of commercial lines including :

New business and renewals

  • Rates and rating
  • Endorsements and changes
  • Inspections, re-underwriting of business and recommendations
  • Approval of business
  • Processes, rates and underwrites incoming applications, endorsements and re-underwritten business
  • Assists the Underwriting Supervisor as needed, including :
  • Suggests changes to procedures, manuals and guidelines

  • Provides information for reports, meeting, and other company activities
  • Assists in commercial lines trainings
  • Presents to groups on commercial underwriting as required
  • Works to achieve growth objectives through the following :
  • Engages in ongoing development and analysis of the agency plant and relevant action plans

  • Recommends appropriate promotional programs and products
  • Monitors and reinforces the agency's commitment to goals
  • Contributes to the quality of the agency plant by training personnel on new and existing commercial products, the company's automated programs, rating methodology and procedures
  • Contributes to the profitability of the agency plant through the following :
  • Evaluates individual agency results and recommends necessary actions

  • Participates in applicable agency reviews
  • Implements review actions
  • Provides management with necessary action plans
  • Contributes to the underwriting / marketing efforts by obtaining and analyzing competitive products and programs
  • Motivates agency force as necessary to maximize production of profitable business
  • Reviews and comments on agency appointments and annually reviews existing agents
  • Assists in the development and testing of new products as assigned by the Underwriting Manager
  • Performs other related duties as assigned or directed
  • Basic Qualifications :

  • Bachelor's degree and / or a minimum of two (2) years' equivalent business experience preferred.
  • AINS designation or other educational program related to commercial lines underwriting as approved by the commercial underwriting manager is preferred but not required
  • Proficient reading, writing, and grammar skills
  • Proficient mathematics skills
  • Proficient interpersonal relations and communication skills
  • Must demonstrate good working knowledge of commercial line underwriting procedures and insurance form information
  • Demonstrated ability to analyze information
  • Demonstrated ability to work independently with limited supervision
  • Sufficient typing and computer skills
  • Must be able to successfully pass a criminal background check.

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    Commercial Underwriter • Hagerstown, MD, USA

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