Credit Solutions Associate (AVP) - Growth & Middle Market Technology Banking

Associate (AVP) - Growth And Middle Market Credit Solutions

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 150,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Job Summary

The Growth and Middle-Market Technology Banking team at MUFG covers the most exciting venture backed, private equity owned and publicly traded technology companies in the world. They support pre-IPO growth and middle-market public companies in the innovation ecosystem by evaluating, structuring and underwriting loan facilities and other credit exposures.

We are seeking an Associate (AVP) level individual, who will be supporting Growth & Middle Market Credit Solutions transaction origination and credit analysis efforts. This includes assessing risk factors associated with each credit, determining appropriate risk ratings based on established policies and guidelines, underwriting, loan structuring, navigating the credit approval process, and managing the credit exposure within portfolios.

Primary Responsibilities

• Work within a deal team environment to support the credit analysis and portfolio management of the Growth and Middle Market Credit Solutions business unit
• Provide support for evaluating, structuring and negotiating terms and credit agreements with clients
• Support the preparation of detailed credit analyses and required credit applications in accordance with internal policies and regulatory guidance, including the evaluation of company-specific, industry, and regulatory risks
• Support the VPs in diligence calls and pitches with Technology clients and prospects
• Assume accountability for delivery and execution for defined portfolio
• Understand and maintain knowledge of industries represented in portfolio, including technical aspects and regulatory issues utilizing internal and external sources
• Provide oversight of facility closing procedures including both operations and documentation
• Support communication with the credit approval division to ensure alignment of risk strategy and policy
• Ensure compliance with policy and regulatory requirements

Skills & Experience

Compensation & Benefits

The typical base pay range for this role is between $135k - $170k depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and / or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, paid vacation, sick days, and holidays. For more information on our Total Rewards package, please refer to the MUFG Benefits Summary.