Credit Analyst Team Lead

Job Title : Credit Analyst Team Lead

Summary of Duties and Responsibilities :

As our Credit Analyst Team Lead , you'll not only guide a talented group of Credit Analysts, but also play a key part in shaping how we assess and support our commercial lending efforts.

A Day in the Life :

• Team Leadership : You'll manage a team of Credit Analysts, focusing on recruiting top talent, providing effective training, and supporting their career growth. Your leadership will foster a collaborative and high-performing environment where team members thrive.
• Analyzing Financials : Dive into financial statements to evaluate the strengths, weaknesses, and trends in borrowers' historical performance. You'll assess repayment capacity, identify key changes, and prepare accurate credit applications that include thorough collateral analysis.
• Partnering with Lending Teams : Work closely with loan officers to share insights and explain financial data in a way that informs sound credit decisions. Your ability to translate industry complexities will strengthen relationships and support the success of our lending teams.
• Staying Ahead of Industry Trends : Research market conditions and industry-specific information to identify opportunities and challenges. By staying informed, you'll help the team navigate the complexities of evolving markets and make well-rounded recommendations.
• Driving Process Improvement : Contribute to initiatives that enhance the efficiency of the credit underwriting process while ensuring compliance with policies, procedures, and reporting deadlines.

What You'll Bring :

What we can offer you :

Primary location : Jasper, IN

Alternate Work Locations : Evansville, IN or Owensboro, KY (1-2 days per week; travel to Jasper required 2-3 days per week)

About Us : German American Bancorp and its family of financial services companies employ talented, compassionate people throughout the organization, truly making German American special. Delivering genuine, customized, personal service with a focus on truly serving customers and communities well, our employees bring the Shield of Excellence commitment to life with each and every interaction.