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Senior Commercial Relationship Manager
Senior Commercial Relationship ManagerTech Tammina • Gulf Shores, AL, United States
Senior Commercial Relationship Manager

Senior Commercial Relationship Manager

Tech Tammina • Gulf Shores, AL, United States
11 days ago
Job type
  • Full-time
Job description

Overview

The Senior Commercial Relationship Manager is responsible for attainment of deposit and loan growth objectives. The position executes sales production efforts to identify and acquire new business within the market area. The Senior Commercial Relationship Manager makes sales calls and visits to business customers, high net worth individuals and prospects to customize solutions and meet loan, deposit and service needs. Leadership qualities to aid and grow market share. Performs other projects and duties as assigned.

Key Responsibilities

Business Development & Relationship Management

  • Proactively identify and engage prospective clients , leveraging market analysis, referrals, and strategic outreach strategies.
  • Manage, deepen, and expand relationships with existing clients through regular touchpoints and consultative service , uncovering cross-selling opportunities across banking products and services.

Financial & Credit Excellence

  • Analyze client financials including cash flow, statements, and credit risk to inform credit structuring and underwriting . Prepare and present credit proposals or loan packages with rigor and clarity.
  • Oversee portfolio health by monitoring risk, ensuring covenant compliance, and coordinating modifications, renewals, or resolutions as needed.
  • Solution Design

  • Design and execute creative credit structures and financial packages, ensuring profitability and alignment with both client goals and institutional risk appetite.
  • Market Engagement & Community Involvement

  • Represent the bank at industry associations, networking events, and community functions, nurture centers of influence and regional partnerships.
  • Demonstrate deep regional market understanding and maintain visibility in the Southeastern U.S. business ecosystem.
  • Qualifications Experience

    8+ years in commercial banking / credit / relationship management

    Education

    Bachelor's degree in finance, Business, Accounting is preferred or related field

    Credit & Financial Acumen

    Strong expertise in underwriting, financial modeling, loan structuring, and risk assessment

    Communication & Sales

    Excellent consultative sales skills with proven success hitting deposit, loan, and fee targets

    Leadership Abilities

    Strong mentorship, teamwork, organization, and cross-functional leadership skills

    Regional Knowledge

    Familiarity with the Southeastern U.S. business environment and client networks

    Travel

    Willingness to travel within the region (15% typical)

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    Commercial Relationship Manager • Gulf Shores, AL, United States

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