Vice President / Commercial Banking Portfolio Management

Job Details

Job Location : Northbrook - NORTHBROOK, IL

Position Type : Regular Full-Time

Salary Range : $135000.00 - $145000.00 Salary / year

Job Category : VP

Description

This position reports toEVP / Commercial Banking Portfolio Management.

Basic Function :

Responsible for assisting in the origination and underwriting of commercial loan, franchise loan and owner-occupied commercial real estate applications and responsible for managing client relationships.

Essential Duties

• Evaluate, underwrite and assist with closing commercial loans, franchise loans and owner-occupied commercial real estate loans
• Analyze loan data on new, renewal and existing loans, including data provided by credit bureaus, agent banks, borrowers and Bank credit files
• Prepare spreadsheets, reports, summaries and opinions for loan officers on new, renewal and existing loans
• Perform credit inquiries for the Bank as requested
• Establish, review and update new and existing credit files on a regular basis
• Provide technical advice and assistance to Relationship Manager as needed
• Work with Relationship Manager on proposals
• Prepare loan approval presentations
• Work with Loan Operations and / or attorneys to generate and review (for accuracy) documents and coordinate loan closings
• Management of client relationships
• Negotiate loan extensions and renewals
• Respond to client inquiries
• Request and review updated financial and operating information. Confirm or recommend loan grade changes based on analysis performed
• Covenant compliance testing
• Update loan files
• Assist in preparation of Watch Report, Board Reports and other reporting as needed
• Work with Loan Operations and Deposit Operations to resolve client issues
• Fund draw requests
• Work with Treasury Management to meet the clients' cash management needs
• Monitor and address past due loans and overdrawn deposit accounts
• Additional departmental duties
• Attend department meetings
• Attend Management Loan Committee and Director's Loan Committee meetings
• Attend Bank Officer meetings
• Review information on market trends in commercial lending
• Maintain knowledge of underwriting and Loan Policy guidelines
• Attend training as required
• Participation in CRA activities
• Participation in networking events

Nonessential Duties

Qualifications

Knowledge, Skills & Abilities

Training & Experience

Compensation

Benefits

First Bank Chicago offers a comprehensive benefits package including medical / dental / vision / life insurance; 401(k); paid time off (PTO); and eligibility for an annual bonus. For a complete listing of benefits, please visit our website : https : / / firstbankchicago.com / Employee-Benefits .

First Bank Chicago is an Equal Opportunity Employer : disability / veteran

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