Construction Risk Engineer, Inland Marine (Builders Risk)

Description

Plans, evaluates, and monitors the delivery of risk engineering services for a portfolio of Inland Marine Master Builders Risk accounts to ensure services are delivered effectively and efficiently across all phases of construction. Assesses project and program risk to support underwriting decisions and to reduce customers sources of loss and total cost of risk. Builds strong relationships with general contractors, developers, brokers, underwriting, and claims to coordinate service strategies, programs, and procedures. Handles special situations on active jobsites to ensure timely resolution. Conducts periodic workload reviews and prepares specialized project / program stewardship reports. Performs prospect and service work as needed.

Responsibilities

• Plans, coordinates, and monitors risk engineering service commitments for assigned Master Builders Risk customers and projects, aligning site activities with construction milestones (precon, foundation, structure, MEP rough-in, enclosure, fit-out, commissioning) to ensure services meet expectations of the Inland Marine business and distribution partners.
• Performs pre-bind and post-bind risk assessments, including plan / spec reviews and COPE data collection, to evaluate construction methods, phasing, logistics, adjacent exposures, temporary works, and critical operations (hot work, temporary heat / power, cranes / rigging, excavation / shoring, scaffolding / formwork, water intrusion controls).
• Assesses catastrophic exposures (windstorm, flood, earthquake, wildfire, convective storm) and develops site-specific mitigation plans (e.g., hurricane readiness, flood emergency action, crane weather protocols, tie-down / securement, winterization / freeze protection).
• Creates service plans and stewardship agendas for programs and high-value projects, documenting baseline metrics and goals (e.g., water intrusion events, hot work compliance, impairment frequency, recommendation closure rates) to track reduction in loss frequency / severity and demonstrate the value of the Builders Risk partnership.
• Provides timely consultation to underwriting on prospects, renewals, and in-term changes, including project risk opinions, risk grading, anticipated maximum loss / PML perspectives, soft cost / Delay in Completion exposures, and recommendations that inform pricing, terms, and capacity. Communicates material changes in scope, schedule, design, or site conditions.
• Participates in acquiring and retaining profitable business by attending broker / insured meetings, preconstruction meetings, and bid-phase consultations; develops tailored service agreements that differentiate capabilities for complex risks (e.g., high-rise, wood-frame podium, healthcare, industrial, civil / infrastructure, renewable projects).
• Evaluates use of resources (service hours, travel / expenses), quality of service, program utilization, productivity, and portfolio loss trends. Prioritizes critical-phase site visits and employs hybrid service (remote reviews, sensor data) to optimize coverage across geographically dispersed projects.
• Leads major loss source analysis for Builders Risk, with emphasis on water damage, fire / hot work, site security / theft, collapse / temporary works, and weather-driven losses. Designs and helps implement targeted controls such as Water Damage Prevention Programs (isolation / valving, pressure testing protocols, off-hours inspections, sensor deployment), hot work permitting and fire watch, impairment management, and site security plans.
• Fulfills risk assessment and service requirements by producing clear, prioritized site reports with actionable recommendations, timelines, and follow-up. Tracks closure and efficacy of controls; conducts stewardship reviews with customer leadership and brokers.
• Responds to special customer situations on active sites (e.g., water release, fire, severe weather impacts) with immediate guidance, escalation to internal partners, and post-incident analysis to expedite recovery and prevent recurrence.
• Designs and delivers customer training programs and toolbox talks for superintendents and trade partners (water intrusion prevention, hot work, crane / rigging awareness, severe weather prep, winterization, theft prevention). Provides checklists, job aids, and program templates to drive adoption at scale across master programs.
• Trains field and home office colleagues on Builders Risk exposures, construction means and methods, and service best practices; contributes to guidelines, playbooks, and internal training. Represents the company at customer, broker, and industry events with technical presentations.
• Identifies opportunities and pilots new tools / technologies (e.g., IoT water sensors, weather alerting, camera analytics) that improve loss outcomes, customer experience, and service efficiency. Designs projects that enhance program results and increase utilization of value-add services customers choose to adopt.
• Conducts periodic workload and portfolio reviews; prepares specialized customer and program reports summarizing risk trends, service delivery, recommendation closure, and ROI on loss reduction.

Travel

Qualifications

About Us

Pay Philosophy : The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and / or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally.

At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow.

We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers.

We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit : https : / / LMI.co / Benefits

Liberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.

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