Credit Resolution Officer

JOB DESCRIPTION

Are you looking for a new opportunity with the ability to work in a collaborative team environment, that provides a great work / life balance, and the chance to make a difference?

Overview : Horizon Farm Credit is recruiting for a Credit Resolution Officer to join our team. We have one position available, and the qualified candidate will work in either the Mechanicsburg, PA, Westminster, MD, Denton, MD, or Winchester, VA branch location. The hours of operations are typically, Monday to Friday from 8 a.m. to 4 : 30 p.m.This position is eligible for a hybrid work schedule after 6 months of successful employment. This is a great opportunity to make a difference in agriculture and rural communities.

Position Description : In this position, you will work directly with Ag Relationship Managers, Customers, Credit Analysts, Regional Credit Officers, Special Assets, and Regional Management to return a loan to a viable financial position through restructuring, borrower counseling, creative credit packages and / or resolution of distressed accounts if needed. You will assist with the prevention of loans entering special classification and the reduction of non-earning assets through restructuring, borrower counseling, and resolution of distressed and delinquent accounts.

Areas of Responsibility :

• Will act as a key influencer with Customers and Ag Relationship Managers and work with Credit Analysts and Management in assigned regions to address customer situations in or approaching the need to refer to the Special Assets team.
• Establishing and maintaining sound credit and loan administration / pricing, along with credit quality goals.
• Establishing appropriate loan terms and conditions to manage the loan risks for a variety of loans.
• Serve as a specialized resource focused on the retention and improvement of distressed and / or assigned accounts not assigned to the Special Assets team.
• Monitors assigned accounts.
• Partners with the Special Assets Team Lead and aligns with key credit strategies with Regional Sales Team.
• Analyzes credit / operation of assigned customers.
• Provide Ag Relationship Managers support through coaching, coordinating, and delivering both individual and group training as needed and as directed by Leadership.
• Provide key insights, counsel, and direction on assigned to relevant accounts, and supporting communications as needed, to best position the Ag Relationship Managers as the primary contact with the customer.

REQUIREMENTS

Who are we?

Horizon Farm Credit is an expert in agriculture, with over 100 years of serving rural America. As a premier rural lender, we're constantly growing and seeking new members for our team. As part of the Horizon Farm Credit team, you have the opportunity to make a difference in agriculture and rural communities.

What can we offer you?

We offer competitive compensation and benefits packages for full-time employees including :

Salary Range : $75,400 - $90,000, depending on experience.

Equal Opportunity Employer including veterans and individuals with disabilities.