Risk Manager - Miami

Position : Risk Manager

Department : Risk Management

Reports To : Chief Risk Officer

Employment Status : Full-Time, Exempt

Office Location : Miami, FL (onsite)

Supervise : None

Job Summary

The Risk Manager will play a key role in supporting the Bank's enterprise-wide risk management framework across multiple risk dimensions, with particular emphasis on credit risk. The successful candidate is a highly detail-oriented and intellectually curious individual who thrives in a dynamic environment and demonstrates strong analytical and critical thinking skills. The Risk Manager sits at the nexus of enterprise risk and credit risk and as such works closely with both the Chief Risk Officer (CRO) and the Chief Credit Officer (CCO). This position is primarily responsible for credit portfolio management and administration, independent valuation validation of investment securities, review and monitoring of insurance coverage, and supporting general enterprise risk management (ERM) functions, including governance and reporting.

Essential Responsibilities and Duties :

Credit Portfolio Management & Administration

• Monitor and analyze the Bank's credit portfolio, identifying concentration risks, credit quality trends, and emerging risks.
• Support or conduct various analyses and credit risk modeling to assess portfolio resilience.
• Lead portfolio-level reporting for management, risk committees, and the Board.
• Assist in credit policy governance and administration, ensuring policies are up to date with regulatory guidance and best practices.

Independent Valuation Validation

Insurance Coverage

Enterprise Risk Management & Governance

Collaboration & Advisory

Change & Continuous Improvement

General Responsibilities :

Qualifications :

Additional Requirements :