Senior Underwriter, Lawyers Professional Liability

Senior Underwriter

The Senior Underwriter will underwrite Lawyers Professional Liability (LPL) policies within underwriting authority, with guidance from leadership as needed. Makes decisions on whether to accept or decline risks and on appropriate terms by applying analytical, data-driven judgment to submissions, including pricing, limits, retentions, and appropriate policy wording (claims-made triggers, retroactive dates, extended reporting periods). In parts of North America may underwrite complex or unusual LPL placements or high individual line size accounts including large firms, multi-state / provincial practices, and matters with significant regulatory, securities, or class-action exposure.

Responsibilities :

• Manage a portfolio of law firm broker / agent relationships and client accounts focused on Lawyers Professional Liability. Serve as Liberty's representative to specialty brokers who place LPL business and work to strengthen and expand those relationships.
• Underwrite submissions across a range of law firm sizes and practice areas (e.g., litigation, corporate / M&A, real estate, trusts & estates, tax, IP, employment, family law). Assess exposures unique to each practice area (e.g., securities filings, contingency fee matters, escrow / trust accounts, e-discovery, privacy / confidentiality risks).
• Evaluate firm-level risk factors including claims / disciplinary history, partner / senior counsel quality, governance and supervision, engagement letter practices, conflict checking systems, client matter mix, billing arrangements, subrogation / indemnity exposure, and supervision of non-lawyer staff.
• Structure policy terms specific to LPL : determine appropriate limits, retentions, aggregated or per-claim deductibles, sublimits (e.g., disciplinary proceedings, cyber / privacy), retroactive dates, extended reporting period options, and policy endorsements. Recommend reinsurance placement needs when applicable.
• Use data, actuarial guidance, benchmark loss metrics and rating tools to price risk and monitor profitability of the LPL portfolio. Contribute to rate adequacy and territory / line-of-business segmentation discussions for the LPL product.
• Partner closely with Claims, Actuarial, Legal, Risk Management, Underwriting

Qualifications :

Pay Philosophy : The typical starting salary range for this role is determined by a number of factors including skills, experience, education, certifications and location. The full salary range for this role reflects the competitive labor market value for all employees in these positions across the national market and provides an opportunity to progress as employees grow and develop within the role. Some roles at Liberty Mutual have a corresponding compensation plan which may include commission and / or bonus earnings at rates that vary based on multiple factors set forth in the compensation plan for the role.

As a purpose-driven organization, Liberty Mutual is committed to fostering an environment where employees from all backgrounds can build long and meaningful careers. Through strong relationships, comprehensive benefits and continuous learning opportunities, we seek to create an environment where employees can succeed, both professionally and personally. At Liberty Mutual, we believe progress happens when people feel secure. By providing protection for the unexpected and delivering it with care, we help people embrace today and confidently pursue tomorrow. We are dedicated to fostering an inclusive environment where employees from all backgrounds can build long and meaningful careers. By actively seeking employee feedback and amplifying the voices of our seven Employee Resource Groups (ERGs), which are open to all, we create an environment where every individual can make a meaningful impact so we continue to meet the evolving needs of our customers. We value your hard work, integrity and commitment to make things better, and we put people first by offering you benefits that support your life and well-being. To learn more about our benefit offerings please visit : https : / / LMI.co / BenefitsLiberty Mutual is an equal opportunity employer. We will not tolerate discrimination on the basis of race, color, national origin, sex, sexual orientation, gender identity, religion, age, disability, veteran's status, pregnancy, genetic information or on any basis prohibited by federal, state or local law.