Credit Analyst

Summary

Job title : Credit Analyst

Job ID : null

Department : Covington Credit

Location : null-null

Description

Summary :

A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision.

Reports to : Credit Manager

Minimum Qualifications :

Proficiency with MS Excel

Excellent math skills

Experience in credit and collections

Excellent ability to read, write, and speak English

Preferred Qualifications :

College degree - will consider related experience in lieu of degree

Strong negotiation skills

Proficiency with Microsoft Office Suite software

Detail oriented

Ability to solve problems

Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time

Working Conditions :

Largely sedentary role in an office environment

Routine use of office equipment such as computers, phones, photocopiers, fax machines, filing cabinets

Supervisory Responsibilities : No

Essential Job Functions :

Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.

Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and PC Manager.

Ability to review credit applications for credit granting, and establishing six figure credit limits.

Escalating collection activities as required by business circumstances.

Assisting the Division Credit Manager to maintain and enforce CED's lien and bond rights for secured projects.

Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and PC Manager.

Face-to-face customer meetings to establish and maintain strong relationships with customers and PC Managers.

Negotiating differences with customers and making arrangements for payment and dispute resolution.

Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.

Maintaining professional relationships with Managers and external customers.

CED is an Equal Opportunity Employer - Disability | Veteran

Compensation Range :

The compensation range for this position is $53000 to $58000 annually.

Other Compensation :

The following additional compensation may be applicable for this position :

• Profit Sharing

Benefits :

Benefits available for this position are :

Insurance - Medical, Dental, Vision Care for full-time positions

Disability Insurance

Life Insurance

401(k)

Paid Sick Leave

Paid Holidays

Paid Vacation

Health Savings Account (HSA) and matching

Dependent Care Flexible Spending Account (FSA)

Teledoc

Paid Pregnancy & New Parent Leave