Credit Underwriter III

A company is looking for a Credit Underwriter III. Key Responsibilities Conduct full cycle analysis of small business financing, ensuring compliance with company policies and risk tolerance Analyze financial statements and key performance indicators to assess risk exposure Develop and implement credit strategies and provide recommendations for merchant application approvals or declines Required Qualifications Bachelor's degree in finance, accounting, business, or a related field 5-7 years of experience in credit underwriting, focusing on large accounts or high-value portfolios Strong analytical skills to assess financial statements, cash flow, and credit reports Solid knowledge of credit principles, lending operations, and general credit policies Proficient in spreadsheet, word processing, and CRM applications