Credit Analyst

Job Description :

The Credit Analyst will assist with financial analysis and underwriting for Evolve Bank & Trust.

Main Job Tasks and Responsibilities :

• Complete commercial Loan analysis and underwriting as assigned.
• Assist the Chief Credit Officer in field implementation of loan policies, procedures & underwriting guidelines.
• Assist Lenders in financial analysis, identification of the primary risk drivers, structuring of the loan, overall assessment of risk and ability to repay.
• Participate in the loan approval process and provide recommendation.
• Assist Loan Operations in solving loan related structure questions.
• Assist with portfolio review & analysis.
• Assist Accounting Department & Loan Operations in the development of monthly lending review & analysis reports (Board Meeting).
• Complete annual reviews for Retail Banking and Physicians Capital.
• Complete vendor management and financial risk reviews.
• Compile requested portfolio metrics for Chief Credit Officer review.
• Utilize and manage the spreading software platform.
• Complete special projects and requests as assigned.

Education and Experience :

Key Competencies :

Equal Opportunity Employer

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