Lead Software Application Architect

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Lead Software Architect

Join Us in Shaping the Future of Open Finance

Imagine a world where your financial data works for you—securely, seamlessly, and smartly. Mastercard Open Banking is making that vision a reality. By putting control back into the hands of consumers and businesses, we're redefining how financial information is shared and used.

Through trusted, consent-driven connections, our global open banking platform—enables everything from real-time account insights to frictionless payments. With secure APIs and a commitment to compliance, we're building a more inclusive digital economy where innovation thrives, and smarter financial decisions are just a tap away.

Innovation doesn't happen by chance—it's designed. That's why architecture is at the core of this transformation journey. As technologies converge and ecosystems expand, our architects ensure every solution is scalable, secure, and built for the future. We are visionaries who transform data into opportunities and translate bold ideas into resilient, real-world systems.

If you're passionate about building what's next, and thrive at the intersection of strategy, systems, and scale—this is your moment.

As a Lead Architect, you will :

• Design and deliver robust, scalable, and secure Open Banking services that power next-generation financial experiences.
• Mentor engineers and tech leads, raising the bar through coaching, code reviews, and architectural guidance.
• Foster a "can-do" culture, showing bias for action, creative thinking, and a refusal to settle for the status quo.
• Lead by doing, not just directing—your technical depth and execution mindset will inspire those around you.

Expertise in software engineering and architecture, with strong experience in Java, Spring Boot, Hibernate, and microservices.

You'll be part of a team that's building the future of Open Finance, where data empowers people, and technology unlocks opportunity. You'll work with brilliant minds, cutting-edge tools, and a culture that values innovation, integrity, and impact.

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.Do not include any medical or health information in this email. All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must :

Report any suspected information security violation or breach, and

In line with Mastercard's total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include : insurance (including medical, prescription drug, dental, vision, disability, life insurance); flexible spending account and health savings account; 80 hours of Paid Sick and Safe Time, 25 days of vacation time and 5 personal days, pro-rated based on date of hire; S. observed holidays; fitness reimbursement or on-site fitness facilities; eligibility for tuition reimbursement;