Senior Director, Credit (RSF)

Imagine working with a group of thoughtful, committed colleagues to transform the way people work with money.

At RSF Social Finance, we bring our individual passions, experience, and skills to meet the needs of others through innovative and integrated investing, lending, and giving services that generate positive social and environmental impact while fostering community and collaboration among participants.

With a 35 year track record of deploying loans, grants, and other catalytic capital to social enterprises, RSF is recognized nationwide as a leader in the field of social finance. We seek candidates who bring a specific professional skill set and are also aligned with our purpose, values, and operating principles.

Core to RSF’s work is its flagship Social Investment Fund, a $140M senior debt fund that supports high impact non-profits and for-profits that operate in the fields of sustainable agriculture, education & the arts and ecological stewardship. The fund is capitalized by investments from over 1,700 individuals and the income derived from the fund covers the majority of RSF’s annual operating budget. RSF is seeking a new Senior Director of Credit who will thrive in a collaborative environment where financial innovation is combined with sound credit decisions. The Senior Director of Credit will oversee all aspects of underwriting and portfolio management for commercial loans that include mortgage loans, constructions loans, asset-backed lines of credit and equipment term loans. Beyond these primary duties, the Senior Director will also contribute to enhancing the organization’s internal operations, external offerings, and business model strategy, and will serve as a thought partner to other team members, helping bring to life new and emerging concepts to better achieve RSF’s mission.

This role works closely with the Executive Team and Board Credit and Finance Committees to make key decisions.

Responsibilities

Capital Deployment

• Manage Credit Team
• Define, develop, review, and implement credit policies and procedures across a spectrum of products.
• Oversee the loan approval process and participate in underwriting complex credit relationships to meet RSF’s standards for credit quality, social impact, and revenue targets; structure new deals.
• Oversee underwriting and annual review process to underwriters and mentor them on how to underwrite transactions with increasing complexity.
• Ensure high and well managed credit risk quality of RSF’s credit portfolio of existing loans to ensure it meets RSF’s short and long-term strategic goals.
• Facilitate RSF Credit Committee and Board Loan Committee.

Knowledge, Skills, and Abilities

Salary commensurate with experience and level of responsibility. Other benefits include :

How To Apply

Please submit your resume via e-mail to HR@rsfsocialfinance.org along with a thoughtful cover letter. In the cover letter, please explain why you are interested in the mission, values, and activities of RSF Social Finance. Please also tell us why your skills and experience would make you successful in this role.

In the e-mail subject line, please write “Senior Director, Credit”.

Please note that applications without a cover letter will not be considered. No phone calls please.

Applications will be accepted on a rolling basis.

RSF Social Finance is an equal opportunity employer; candidates representing a diversity of backgrounds are encouraged to apply.

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