Finance Manager

Finance Manager

The Consumer Home Equity Finance organization serves as a trusted advisor for the Citizens Home Equity business, providing both strategic and tactical financial support. We are seeking a Finance Manager who will be a key member of the Home Equity Finance team, responsible for delivering financial guidance to leaders and partners, and enhancing the financial tools, analyses, and processes that support the strategic priorities of the business. This role offers an opportunity to influence the growing Home Equity portfolio and finance processes at Citizens while advancing personal development within the organization.

Key Responsibilities :

• Develop and implement financial strategies to maximize profitability of the Home Equity portfolio.
• Oversee budgeting, forecasting, and financial analysis for the Home Equity division.
• Manage and monitor Home Equity financial performance metrics and KPIs.
• Collaborate with cross-functional teams to drive financial initiatives and support business growth.
• Provide insights and recommendations to management based on financial analysis.
• Analyze financial data, maintain, and create financial models to monitor and forecast Home Equity balances, net interest income, and noninterest income.
• Examine industry trends and potential impacts from interest rate environment, macroeconomic factors, and internal business changes.
• Evaluate past results, perform variance / attribution analyses, identify trends, and make recommendations for improvements.
• Present and discuss actuals and forecasts with business unit leaders.
• Support ad hoc analysis and business plans to justify and promote growth initiatives.
• Provide tactical balance sheet support for the division :
• Manage and enhance the budget, forecast, and strategic plan process for Home Equity balance sheet and net interest income activity.
• Manage the balance sheet monthly close process, including estimation and communication of preliminary results.

Required Skills / Experience :

Education & Certifications :

Hours & Work Schedule :

Equal Employment Opportunity :

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status / parenthood, medical condition, military or veteran status, national origin, pregnancy / childbirth / lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and / or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.

Why Work for Us :

At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.

Background Check :

Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information.