Credit Analyst II

Credit Analyst II

This position can be located at our Boise Overland Rd. and Coeur d'Alene, ID Riverstone Dr. branch. We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible.

Generous Paid Time Off (PTO) in addition to paid federal holidays.

Student debt employer repayment program.

401(k) retirement plan with a 6% match.

The health and happiness of the places we call home matter to us. Learn more about what we do for the communities we serve.

We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate. The Credit Analyst II collaborates with relationship managers in gathering and evaluating commercial credit related information on current and prospective customers by preparing written reports of analysis which include in-depth analysis of financial statements, historical and projection-based cash flow and ratio analysis, suggested credit structure, general industry analysis and identified risks.

Essential duties and responsibilities include :

• Reads, reviews, and understands various financial statements.
• Prepares financial spreads for various types of commercial and real estate businesses.
• Analyzes credit worthiness of commercial applicants and guarantors.
• Analyzes findings and authors a comprehensive report of analysis.
• Evaluates credit quality and suggests proper risk rating.
• Possesses proficiency relative to credit transactions and analytical skills.
• Ensures compliance to applicable regulations.
• Assists the Relationship Manager in the preparation of reports.
• Completes financial performance metric covenant testing.
• Participates in a quality control program.

Qualifications to perform this job successfully include :

Education and / or experience required :

Physical demands and working environment include :

If you are a current FIB employee, please apply through the Career Worklet in the Employee Portal.