Senior Credit Risk Analyst - Home Equity

Description

The Senior Credit Risk Analyst will play a pivotal role in our Home Equity Credit Risk Team, leveraging statistical analysis to shape credit strategies. This position involves collaborating with diverse teams, utilizing data to formulate impactful policy recommendations, and seeing these recommendations through to successful implementation in a dynamic work environment.

Primary Responsibilities :

• Apply analytical and technical skills to uncover insights, develop strategic policy recommendations, and solve key business challenges.
• Utilize proprietary Citizens data alongside bureau data, property data, and alternative data sources to refine credit risk strategies.
• Analyze portfolio trends and identify emerging risks to enhance credit policy in an evolving landscape.
• Design and implement statistical and mathematical models for reporting and predictive analytics.
• Develop and automate regular reports and communications for senior management.
• Effectively communicate insights and recommendations to key stakeholders to influence strategic decisions.
• Collaborate across various teams to ensure the successful implementation of strategy proposals.

Qualifications :

Education :

Work Schedule :

This role is hybrid with 4 days in the office and 1 day remote.

Pay Transparency :

The salary range for this position is $143,705 - $180,000 per year, along with an opportunity to earn an annual discretionary bonus. Actual pay is based on various factors including work location and relevant skills / experience.

We provide competitive pay, comprehensive medical, dental, and vision coverage, retirement benefits, maternity / paternity leave, flexible work arrangements, education reimbursement, wellness programs, and more. Our paid time-off policy exceeds the mandatory requirements for sick leave or paid time-away in all local and state jurisdictions.

Equal Employment Opportunity :

Citizens, along with its parent, subsidiaries, and related companies, is committed to providing equal employment opportunities to all employees and applicants regardless of various protected statuses. We foster an inclusive culture where all employees can thrive.

Why Work for Us :

At Citizens, you will find a customer-centric culture dedicated to helping our clients and supporting our local communities. Join our team to be part of a collaborative workforce equipped with training and resources to advance your career.

Background Check :

All employment offers are contingent upon the candidate successfully passing a background check, which may include credit, motor vehicle records, public records, prior employment verification, and criminal history checks.