Staff Software Engineer, Data Platform

Credit Acceptance is proud to be an award-winning company with local and national workplace recognition in multiple categories! Our world-class culture is shaped by dedicated Team Members who share a drive to succeed as professionals and together as a company. A great product, amazing people and our stable financial history have made us one of the largest used car finance companies nationally.

Our Engineering and Analytics Team Members utilize the latest technology to develop, monitor, and maintain complex practices that help optimize our success. Our Team Members value being challenged, are encouraged to express their ideas, and have the flexibility to enjoy work life balance. We build intrinsic value by partnering with all functions of our business to support their success and make strategic business decisions. We focus on professional development and continuous improvement while enjoying a casual work environment and Great Place to Work culture!

Outcomes and Activities :

• This position will work from home; occasional planned travel to an assigned Southfield, Michigan office location may be required. However, this position is permitted to work at a Southfield, Michigan office location if requested by the team member.
• Own architecture and implementation of key components of the modern data platform (e.g., data lake, streaming infrastructure, DaaS, DAL, data catalog), ensuring production reliability and technical soundness.
• Drive technical innovation by contributing to system design, implementation, and operational excellence in high-impact areas of the platform.
• Model strong engineering practices through hands-on work and code contributions, demonstrating how engineers should approach problems and uphold quality.
• Collaborate with peers across data and engineering teams to influence technology and architecture decisions, providing well-reasoned perspectives.
• Advocate for adoption of new technologies and demonstrate their value through prototypes, proofs of concept, and integration into team workflows.
• Align project execution with broader strategies by working with senior engineers and engineering leadership to support the company's technical and business direction.
• Conduct impact analysis to proactively identify impact of a change across services and systems
• Evaluate third-party technologies and solutions through technical assessments and provide recommendations that balance technical fit with business needs.
• Experiment and validate ideas by testing assumptions, analyzing results, and recommending practical solutions to improve platform capabilities.
• Contribute to documentation of standards and best practices, making platform engineering approaches clear and maintainable for other teams.
• Debug and resolve complex production issues, applying technical expertise to restore stability across services and systems.
• Participate in continuous learning and improvement efforts, helping refine processes, design practices, and team workflows for better engineering outcomes.
• Grow talent by participating in hiring and mentoring team members

Competencies : The following items detail how you will be successful in this role.

Requirements :

Preferred :

Knowledge and Skills :

Target Compensation : A competitive base salary range from $154,837 - $227,09 . This position is eligible for an annual variable bonus of cash and equity, between 10-20%. Bonus amounts are based on individual performance. Final compensation within the range is influenced by many factors including role-specific skills, depth and experience level, industry background, relevant education and certifications.

Candidates who reside in the following major metropolitan areas may be eligible for a premium on top of the posted range based on their specific zone : San Francisco, Seattle, Boston, New York City, Los Angeles and San Diego.

Benefits

Our Company Values :

To be successful in this role, Team Members need to be :

Expectations :

Advice !

We understand that your career search may look different than others. Our hiring team wants to make sure that this would be a fit not just for us, but for you long term. If you are actively looking or starting to explore new opportunities, send us your application!

P.S .

We have great details around our stats, success, history and more. We're proud of our culture and are happy to share why - let's talk!

Required degrees must have been earned at institutions of Higher Education which are accredited by the Council for Higher Education Accreditation or equivalent.

Credit Acceptance is dedicated to providing a safe and inclusive working environment for all. As part of our Culture of Compliance, we are proud to be an Equal Opportunity Employer and value our culturally diverse workforce. All qualified applicants will receive consideration for employment regardless of the person's age, race, color, religion, sex, gender, sexual orientation, gender identity, national origin, veteran or disability status, criminal history, or any other legally protected characteristic.

California Residents : Please click here for the California Consumer Privacy Act (CCPA) notice regarding the personal information Credit Acceptance may collect from you.

Play the video below to learn more about our Company culture.