Talent.com
Commercial Lines Underwriter
Commercial Lines UnderwriterAmerind • Bernalillo, NM, United States
Commercial Lines Underwriter

Commercial Lines Underwriter

Amerind • Bernalillo, NM, United States
30+ days ago
Job type
  • Full-time
Job description

Position Characteristics and Competencies

  • Customer Focused
  • Detailed Oriented
  • Technical Knowledge and Skills
  • Planning and Organizing
  • Communication Skills (verbal and written)
  • Analytical and Decision-making skills
  • Interpersonal Skills
  • Math skills

Job Summary

Review individual applications for insurance to evaluate the degree of risk involved, determine acceptance of applications, coverage amounts and premium for personal or commercial lines business. Responsible for retention of new and existing business in accordance with company underwriting philosophy and individual level of authority. This individual also maintains positive and professional relationships with broker partners, third party administrators or financial institutions.

This job description does not represent an inclusive list of all duties encompassed in this position.

Job Responsibilities

  • Examines insurance applications, conduct research, collects background information, and make risk assessments.
  • Negotiates with the customer regarding premium, coverage limits, coverages, and the terms and conditions of the proposed insurance policy.
  • Underwrites various types of insurance policies for individuals, businesses, or equity pool members.
  • Calculates premiums and establish payment method. Appropriately prices all new and renewal applications.
  • Makes final determination, within company guidelines, on risk acceptability for new and renewal applications.
  • Interacts with policyholders to deliver and explain policy.
  • Ensures policy requirements are met, including any necessary completion of appropriate forms.
  • Evaluates property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.
  • Creates endorsements and coverage documents for clients.
  • Performs administrative tasks, such as answering phones, maintaining records and handling policy renewals.
  • Renders decisions based on consultations with Senior Underwriters, managers, and upper management.
  • Participates in cross-functional team training.
  • Performs other duties as assigned.
  • Supervision of Others

    N / A

    High School Diploma or GED required.

  • Bachelor's degree in business administration, related field, or equivalent experience.
  • A minimum of 5-7 years of underwriting experience.
  • Insurance Professional Designations (CIC, AU and / or AINS) preferred.
  • Valid driver's license.
  • No felony, theft, or fraud convictions.
  • Must be able to successfully pass a background investigation.
  • Additional Eligibility Requirements

  • New employees must complete the Associate in Insurance (AINS) designation within six months from the end of the 90-day evaluation period to be eligible for advancement and incentive compensation.
  • For continued employment, employees must complete an elective course and six hours of professional development within 12 months after the end of the 90-day evaluation period.
  • Knowledge / Skills / Abilities

  • Strong written and oral communication skills.
  • Strong ability to multi-task assisting in multiple duties or projects.
  • Advanced presentation skills.
  • Advanced knowledge of underwriting practices and underwriting techniques.
  • Knowledge of department organization, functions, objectives, policies, and procedures.
  • Knowledge of commercial / residential construction codes and techniques.
  • Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
  • Ability to work independently and meet timelines.
  • Ability to collect and analyze data and prepare and present accurate reports and recommendations.
  • Knowledge of principles and processes for providing customer services.
  • Skill in providing excellent customer service.
  • Ability to work as a team member in a structured working environment and encourage team collaboration.
  • Ability to work with timeliness and thoroughness.
  • Skill in operating business computers and office machines, in a Windows environment, specifically Word, Excel and presentation software (such as PowerPoint).
  • Working Conditions & Physical Demands

  • Travel required 25% of time; COVID-19 vaccination preferred.
  • Typical business office setting with moderate noise level and outdoor settings with a high noise level.
  • Non-office environment may be encountered for offsite presentations and support of company activities.
  • Exposure to natural weather conditions and temperatures, various dusts, smoke and mists, and normal debris and hazards may occur while performing outdoor duties.
  • Must be able to sit for work at a computer for more than 6 hours per day.
  • Must be able to stand and walk for more than 4 hours per day when on client site.
  • Must be able to use hands for dexterity of motion and reach with hands and arms.
  • Extensive use of computer keyboards.
  • Frequently required to talk and hear.
  • Must have ability to occasionally lift 10+ lbs.
  • Physical Exam

    Not required for this position.

    Pay Range : $58,436 - $87,653 per year

    Create a job alert for this search

    Commercial Lines Underwriter • Bernalillo, NM, United States

    Related jobs
    Senior Underwriter

    Senior Underwriter

    Amerind • Bernalillo, NM, United States
    Full-time
    Position Characteristics and Competencies.Technical Knowledge and Skills.Communication Skills (verbal and written).Analytical and Decision-making skills. Negotiation and Interpersonal Skills.The Sen...Show more
    Last updated: 30+ days ago • Promoted
    CDL A OTR Company Driver Competitive Pay with Lease Purchase Available

    CDL A OTR Company Driver Competitive Pay with Lease Purchase Available

    Hirschbach Motor Lines • Rio Rancho, NM
    Full-time
    CDL A OTR Truck Drivers Company and Lease Purchase Options.Hirschbach Motor Lines has immediate lease opportunities for independent contractors and company driver positions.Monthly Safety & Perfo...Show more
    Last updated: 30+ days ago • Promoted
    Earn Cash - Drive with Uber

    Earn Cash - Drive with Uber

    Uber • Albuquerque, NM, US
    Full-time +1
    Driving with Uber is an alternative to a part-time or full-time job and can get you earning cash on the road quickly.Driving with Uber allows you to earn quick cash while maintaining the flexibilit...Show more
    Last updated: 30+ days ago • Promoted
    Underwriter I

    Underwriter I

    Amerind • Bernalillo, NM, United States
    Full-time
    Position Characteristics and Competencies.Technical Knowledge and Skills.Communication Skills (verbal and written).Analytical and Decision-making skills. Review individual applications for insurance...Show more
    Last updated: 30+ days ago • Promoted
    Work From Home -Freelance Copywriter

    Work From Home -Freelance Copywriter

    Outlier • Rio Rancho, NM, United States
    Remote
    Full-time
    Earn up to $15 / hour + performance bonuses.Outlier, a platform owned and operated by Scale AI, is looking for.If you're passionate about improving models and excited by the future of AI, this is you...Show more
    Last updated: 2 days ago • Promoted
    Driver - Flexible seasonal earnings

    Driver - Flexible seasonal earnings

    Uber • Los Ranchos, NM, US
    Full-time +1
    Driving with Uber is an alternative to a part-time or full-time job and can get you earning cash on the road quickly.Driving with Uber allows you to earn quick cash while maintaining the flexibilit...Show more
    Last updated: 28 days ago • Promoted
    Commercial Driver – Part Time

    Commercial Driver – Part Time

    AutoZone • Rio Rancho, NM, US
    Part-time
    AutoZone’s store teams are the frontline of WOW! customer service, ensuring that customers find the right parts and solutions for their automotive needs. They play a vital role in driving sales,.Be ...Show more
    Last updated: 25 days ago • Promoted
    Licensed Professional Counselor

    Licensed Professional Counselor

    Headway • Albuquerque, NM, US
    Full-time
    Licensed Professional Counselor (LPC).Wage : Between $120-$131 an hour.Licensed Professional Counselor - Are you ready to launch or expand your private practice?. Headway is here to help you start ac...Show more
    Last updated: 30+ days ago • Promoted
    Earn At Least $1740 For Your First 148 Trips, Guaranteed.

    Earn At Least $1740 For Your First 148 Trips, Guaranteed.

    Uber • Corrales, NM, US
    Full-time +1
    Earn at least $1740 driving with Uber when you complete your first 148 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show more
    Last updated: 30+ days ago • Promoted
    CDL-A Car Hauler Owner Operator in New Mexico

    CDL-A Car Hauler Owner Operator in New Mexico

    AllTruckJobs • Rio Rancho, US
    Full-time
    We’re actively onboarding high-caliber Owner-Operators ready to scale their business — whether you’re running under your own authority or looking to lease on under a carrier that actually knows wha...Show more
    Last updated: 11 days ago • Promoted
    Remote Insurance Underwriters - AI Trainer ($50-$80 per hour)

    Remote Insurance Underwriters - AI Trainer ($50-$80 per hour)

    Mercor • Rio Rancho, New Mexico, US
    Remote
    Full-time
    Role Overview • • Mercor is seeking experienced insurance underwriting professionals to collaborate with a technology-driven risk analytics partner. Freelancers will support the development and evalua...Show more
    Last updated: 13 hours ago • Promoted • New!
    Life and Health Insurance Agent

    Life and Health Insurance Agent

    GIA Legacy Planning • Corrales, New Mexico, USA
    Full-time +1
    Remote Position / Work from Home.Uncapped Commission-Based Full-Time Part-Time.GIA Legacy Planning is a welcoming client-focused insurance agency where people come firstboth our clients and our tea...Show more
    Last updated: 11 days ago • Promoted
    Underwriter II

    Underwriter II

    Amerind • Bernalillo, NM, United States
    Full-time
    Position Characteristics and Competencies.Technical Knowledge and Skills.Communication Skills (verbal and written).Analytical and Decision-making skills. Review individual applications for insurance...Show more
    Last updated: 30+ days ago • Promoted
    Part-time gig : Earn at least $1740 for your first 148 trips, guaranteed.

    Part-time gig : Earn at least $1740 for your first 148 trips, guaranteed.

    Uber • Los Ranchos, NM, US
    Full-time +1
    Earn at least $1740 driving with Uber when you complete your first 148 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show more
    Last updated: 30+ days ago • Promoted
    Private Client Banker- Route 66 and Coors Blvd-Albuquerque, NM

    Private Client Banker- Route 66 and Coors Blvd-Albuquerque, NM

    JPMorganChase • Albuquerque, New Mexico, USA
    Full-time
    You have a passion for taking care of our customers and employees and making them feel welcomed and valued by building lasting relationships doing the right thing exceeding expectations and having ...Show more
    Last updated: 2 days ago • Promoted
    Inside Account Manager- Enterprise Commercial

    Inside Account Manager- Enterprise Commercial

    HP • Rio Rancho, New Mexico, USA
    Full-time
    Inside Account Manager- Enterprise Commercial.Inside Account Manager Enterprise Commercial.The Inside Account Manager Enterprise Commercial is responsible for managing and growing relationships w...Show more
    Last updated: 21 days ago • Promoted
    Drive on Your Schedule

    Drive on Your Schedule

    Uber • Los Ranchos, NM, US
    Full-time +1
    Driving with Uber is an alternative to a part-time or full-time job and can get you earning cash on the road quickly.Driving with Uber allows you to earn quick cash while maintaining the flexibilit...Show more
    Last updated: 30+ days ago • Promoted
    Fast Pay - Earn at least $1740 in your first 148 trips, guaranteed.

    Fast Pay - Earn at least $1740 in your first 148 trips, guaranteed.

    Uber • Albuquerque, NM, US
    Full-time +1
    Earn at least $1740 driving with Uber when you complete your first 148 trips in 30 days.Driving is an easy way to boost your income while maintaining the flexibility your schedule requires (gig, pa...Show more
    Last updated: 30+ days ago • Promoted