Talent.com
Quantitative Analyst II - Consumer Credit Model Development
Quantitative Analyst II - Consumer Credit Model DevelopmentFirst Citizens Bank • Atlanta, GA, US
No longer accepting applications
Quantitative Analyst II - Consumer Credit Model Development

Quantitative Analyst II - Consumer Credit Model Development

First Citizens Bank • Atlanta, GA, US
30+ days ago
Job type
  • Full-time
Job description

Overview

This is a hybrid role in Atlanta, GA with the expectation that time working will regularly take place inside and outside of a company office. Three days a week in office.

The Senior Model Development Analyst (Quantitative Analyst II) on our Consumer Model Development will focus on developing and implementing sophisticated credit risk models for consumer lending portfolios. This role will be working closely with senior leadership to shape the organization's risk strategy and ensure alignment with business objectives.

Responsibilities

Lead the development, validation, and implementation of advanced credit risk models across all consumer lending products including, credit card, auto, mortgage, and HELOC

  • Partner with senior leadership to translate complex risk analytics insights into actionable business strategies and policy recommendations
  • Mentor junior model development professionals, fostering a culture of innovation and continuous improvement in risk modeling approaches
  • Drive the enhancement of risk management frameworks to meet evolving regulatory requirements, including CCAR and CECL compliance
  • Support the manager and director for response to model validation findings.
  • Lead and oversee the implementation of remediation plans across the modeling and analytics team
  • Maintain model documentation up to date
  • Establish and maintain relationships with internal auditors, Model Risk Management and key stakeholders
  • Guide the development and implementation of new risk assessment methodologies and tools to improve the organization's risk management capabilities
  • Drive strategic initiatives to modernize risk analytics infrastructure and capabilities through adoption of advanced technologies and methodologies

Qualifications

Bachelor's Degree and 4 years of experience in financial, statistical, or quantitative analysis experience OR High School Diploma or GED and 8 years of experience in financial, statistical, or quantitative analysis experience

Preferred Skills :

  • PhD degree in Statistics, Mathematics, Finance, or related quantitative field
  • 4 years of progressive experience in credit risk model development for U.S. banks.
  • Hands on experience using Python, SAS, and / or SQL for panel data processing.
  • Hands on experience in CECL and CCAR model development and model development documentation.
  • Credit card portfolio experience is preferred.
  • Experience with various types of PD model structure; deep understanding of the cons. and pros. for each structure.
  • Expert knowledge of statistical modeling, machine learning techniques, and risk analytics methodologies.
  • Strong understanding of regulatory requirements, including but not limit to, Dodd-Frank Act, CCAR, Basel, etc.
  • Deep understanding of bank’s loan management process, from origination, to closing, to servicing.
  • Knowledge of bank’s loan origination systems and loan servicing systems, including but not limited to, systems for credit card, mortgage, consumer products, and commercial (C&I, CRE, lease) products.
  • Understanding of GAAP practice for banks, including CECL, special assets management, etc.
  • Proven track record of translating complex analytical insights into business strategy.
  • Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates. More information can be found at https : / / jobs.firstcitizens.com / benefits.

    Company Description :

    Founded in 1898 and headquartered in Raleigh, N.C., First Citizens Bank serves customers in 18 states and the District of Columbia. For over 100 years, customers have trusted First Citizens with their money … and their futures. Today, First Citizens is the largest family-controlled bank in the nation and the sixth-largest bank franchise headquartered in the Southeast with more than $30 billion in assets. We employ more than 6,000 associates who are focused on helping our customers achieve a lifetime of success. First Citizens operates more than 570 branches in Arizona, California, Colorado, District of Columbia, Florida, Georgia, Kansas, Maryland, New Mexico, Missouri, North Carolina, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington and West Virginia.

    First Citizens Bank. Forever First®. Member FDIC.

    Equal Opportunity / Affirmative Action Employer / Minority / Female / Disability / Veteran

    If you need special assistance or an accommodation in applying for employment at First Citizens Bank, please contact our Human Resources department.

    Create a job alert for this search

    Quantitative Analyst • Atlanta, GA, US

    Related jobs
    Analyst II

    Analyst II

    VirtualVocations • Decatur, Georgia, United States
    Full-time
    A company is looking for an Analyst II to develop theories and provide high-quality service resolution.Key Responsibilities Work with multiple departments to provide timely resolutions Resolve e...Show more
    Last updated: 30+ days ago • Promoted
    Onsite Technology Testers Needed (ATL) - $120 Payout

    Onsite Technology Testers Needed (ATL) - $120 Payout

    uTest by Applause • Jenkinsburg, GA, US
    Full-time +1
    We are a company that helps businesses test the accuracy and usability of their websites, applications, and hardware through freelance software testing and feedback. You can get paid to help us shap...Show more
    Last updated: 3 hours ago • Promoted • New!
    Actuarial Analyst

    Actuarial Analyst

    VirtualVocations • Alpharetta, Georgia, United States
    Full-time
    A company is looking for a Pricing Actuarial Analyst.Key Responsibilities Evaluate rate adequacy and provide pricing recommendations Implement pricing models in the Commercial Auto business Ass...Show more
    Last updated: 30+ days ago • Promoted
    Senior Quantitative Model Development Analyst- AML

    Senior Quantitative Model Development Analyst- AML

    Truist Inc • Atlanta, GA, United States
    Full-time +2
    The position is described below.If you want to apply, click the Apply Now button at the top or bottom of this page.After you click Apply Now and complete your application, you'll be invited to crea...Show more
    Last updated: 6 hours ago • Promoted • New!
    Senior Quantitative Model Development Manager- Retail Credit Loss Forecasting

    Senior Quantitative Model Development Manager- Retail Credit Loss Forecasting

    Truist Inc • Atlanta, GA, United States
    Full-time +2
    The position is described below.If you want to apply, click the Apply Now button at the top or bottom of this page.After you click Apply Now and complete your application, you'll be invited to crea...Show more
    Last updated: 4 hours ago • Promoted • New!
    Procurement Analyst II

    Procurement Analyst II

    VirtualVocations • Alpharetta, Georgia, United States
    Full-time
    A company is looking for a Procurement Coordinator.Key Responsibilities Triage ServiceNow requests and manage incoming procurement requests efficiently Execute low-risk, low-dollar contracts to ...Show more
    Last updated: 30+ days ago • Promoted
    Quantitative Analyst I - Consumer Credit Model Development

    Quantitative Analyst I - Consumer Credit Model Development

    First Citizens Bank • Atlanta, GA, US
    Full-time
    This is a hybrid role in Atlanta, GA with the expectation that time working will regularly take place inside and outside of a company office. The model development analyst (Quantitative Analyst I) C...Show more
    Last updated: 30+ days ago • Promoted
    Senior Quantitative Model Development Manager- Credit Risk

    Senior Quantitative Model Development Manager- Credit Risk

    Truist Inc • Atlanta, GA, United States
    Full-time +2
    The position is described below.If you want to apply, click the Apply Now button at the top or bottom of this page.After you click Apply Now and complete your application, you'll be invited to crea...Show more
    Last updated: 6 hours ago • Promoted • New!
    Credit Card Analyst

    Credit Card Analyst

    VirtualVocations • Norcross, Georgia, United States
    Full-time
    A company is looking for an Analyst, Credit Cards.Key Responsibilities Manage BI reports and assist business teams in monitoring portfolio initiatives Support operational deployment by building ...Show more
    Last updated: 2 days ago • Promoted
    Actuarial Analyst I

    Actuarial Analyst I

    VirtualVocations • Marietta, Georgia, United States
    Full-time
    A company is looking for an Actuarial Analyst I.Key Responsibilities Performing rate reviews and ad hoc analysis to determine appropriate rates Compiling information from various departments and...Show more
    Last updated: 3 days ago • Promoted
    CIMA Certified FP&A Analyst

    CIMA Certified FP&A Analyst

    VirtualVocations • Marietta, Georgia, United States
    Full-time
    A company is looking for an FP&A Analyst (Spain / UK).Key Responsibilities Lead the preparation of global financial plans and annual budgets for the SaaS business unit Design and maintain complex ...Show more
    Last updated: 1 day ago • Promoted
    Accounting Analyst III

    Accounting Analyst III

    VirtualVocations • Marietta, Georgia, United States
    Full-time
    A company is looking for an Accounting Analyst III.Key Responsibilities Prepare financial statements, journal entries, and reconciliations Support General Accounting, Banking, Projects, and Asse...Show more
    Last updated: 4 days ago • Promoted
    AML Model Testing Analyst

    AML Model Testing Analyst

    VirtualVocations • Marietta, Georgia, United States
    Full-time
    A company is looking for an AML Model Testing Analyst.Key Responsibilities Design and execute end-to-end model testing plans, focusing on data integrity, model performance, and outcomes Develop ...Show more
    Last updated: 6 days ago • Promoted
    Contract Analyst II

    Contract Analyst II

    VirtualVocations • Norcross, Georgia, United States
    Full-time
    A company is looking for a Contract Analyst II to join their team.Key Responsibilities Review and analyze contracts, agreements, and legal documents related to clinical trial activities Negotiat...Show more
    Last updated: 30+ days ago • Promoted
    Credit Bureau Reporting Analyst

    Credit Bureau Reporting Analyst

    VirtualVocations • Marietta, Georgia, United States
    Full-time
    A company is looking for a Credit Bureau Reporting Analyst.Key Responsibilities Execute credit bureau reporting and dispute handling processes Collaborate with internal departments to resolve cu...Show more
    Last updated: 4 days ago • Promoted
    Quantitative Analyst II - Consumer Credit Model Development

    Quantitative Analyst II - Consumer Credit Model Development

    First Citizens Bank • Atlanta, GA, United States
    Full-time
    This is a hybrid role in Atlanta, GA with the expectation that time working will regularly take place inside and outside of a company office. The Senior Model Development Analyst (Quantitative Analy...Show more
    Last updated: 6 hours ago • Promoted • New!
    Credit Analyst I

    Credit Analyst I

    Cadence Bank • Atlanta, GA, United States
    Full-time
    Position : Credit Analyst I (Start Date January 2026).Organizational Location : Houston, Atlanta, Dallas, Ft Worth, North Texas, Austin, Waco, Macon GA, Baton Rouge, Biloxi MS or Little Rock.Primary ...Show more
    Last updated: 6 hours ago • Promoted • New!
    Travel Board Certified Behavioral Analyst - School (BCBA) in South Fulton, GA

    Travel Board Certified Behavioral Analyst - School (BCBA) in South Fulton, GA

    AlliedTravelCareers • South Fulton, GA, US
    Full-time
    AlliedTravelCareers is working with Aequor to find a qualified BCBA - School in South Fulton, Georgia, 30349!.Aequor is now hiring a full-time Board Certified Behavior Analyst (BCBA) for the 2023-2...Show more
    Last updated: 6 days ago • Promoted