Business Loan Resolution Specialist - Credit Resolution - Defiance, OH
- Full-time
- Part-time
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Business Loan Resolution Specialist - Credit Resolution
#11-8428
Multiple Locations
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Location
This position is hybrid. The employee is split between remote and office work on a formalized schedule. Consideration for location will be throughout all WesBanco Markets.
Market
Defiance
Work Hours per Week
40
Requirements
High school diploma or General Education Degree (GED) required.
Associates or Bachelor's Degree in business related studies is preferred.
Minimum of three years within a banking or financial service environment preferred.
Minimum of one year of loan collection experience preferred.
Commercial loan collection experience highly preferred.
Job Description
SUMMARY :
Primary function for the Business Loan Resolution Specialist is to reduce delinquency, attempt to prevent repossession / foreclosure, avoid legal action, and minimize charge offs / charge downs on accounts assigned in the work queue through the use of the department business system (CARM-Pro). Will use phone contact, letters, skip tracing, repossession, foreclosure, as well as other methods as directed by Credit Resolution Officers in an effort to resolve delinquencies and return the loans to performing status. Will utilize working files and update the CARM-Pro system as the account progresses in delinquency and will make recommendations to management of action needed to secure payment of all past due amounts and / or possession of collateral. Will be expected to adhere to and be knowledgeable of state and federal regulations with respect to debt collection, billing, and credit reporting practices.
CUSTOMER SERVICE SKILLS :
Willingness to provide a level of service which will clearly differentiate us from our competitors.
INTERPERSONAL SKILLS :
Professional demeanor in appearance, interpersonal relations, work ethic and attitude.
Possess clear, concise, effective written and oral communication skills to effectively express thoughts, ideas and concepts to management, bank employees and bank customers in a collaborative and solutions oriented manner.
Must be able to speak clearly and have proven telephone skills, as well as an ability to maintain positive relations with customers while discussing financial circumstances in a tactful manner.
Ability to accurately follow instructions on a variety of subjects.
Must be comfortable with customer contact.
Must be able to manage time effectively.
Must be willing to work as part of a team.
Ability to maintain confidentiality.
Attention to critical details to properly document plan of action.
ESSENTIAL DUTIES AND RESPONSIBILITIES :
Manage day-to-day collection activity on assigned accounts through the CARM-Pro business system.
Analyze loan and collateral files to make recommendations as to appropriate action to resolve delinquency.
Consult with CRU Officers and Business Bankers / Business Development Officers on specific account situations that require attention and feedback.
Maintain a comprehensive knowledge of applicable local, state and federal regulations relating to collections and ensure that the Bank's policies, processes and procedures are compliant with the same.
Other duties may be assigned.
OTHER REQUIREMENTS :
Banking is a highly regulated industry and you will be expected to acquire and maintain a proficiency in the Bank's policies and procedures, and adhere to all laws, rules and regulations that are applicable to your conduct and the work you will be performing. You will also be expected to complete all assigned compliance training in a timely manner.
Ability to define problems, collect data, establish facts, and draw valid conclusions to present to Management for direction.
Develop appropriate strategies and follow-up on progress and / or promised actions.
Review loan files and documents per direction of Credit Resolution Officers to understand the transaction and circumstances.
Ability to discuss and present various plans of action to supervisor, other management personnel, and, if needed, legal counsel to develop strategies and solutions.
Interaction with Commercial and Business Bankers as warranted during the collection process.
MS Office, including Word, Excel, and Outlook required.
Knowledge and ability to use IBS Insight and CARM-Pro software preferred.
Full-Time / Part-Time
Full-time
Area of Interest
Credit Administration
All Locations
Uniontown
Ohio
United States
Ann Arbor
Michigan
United States
Wheeling
West Virginia
United States
Cincinnati
Ohio
United States
Toledo
Ohio
United States
Defiance
Ohio
United States
Fairmont
West Virginia
United States
Findlay
Ohio
United States
Frankfort
Kentucky
United States
Fort Wayne
Indiana
United States
Columbus
Ohio
United States
Huntington
West Virginia
United States
Carmel
Indiana
United States
Ironton
Ohio
United States
Parkersburg
West Virginia
United States
Franklin
Tennessee
United States
Pittsburgh
Pennsylvania
United States
New Albany
Indiana
United States
Youngstown
Ohio
United States
Knoxville
Tennessee
United States
Chattanooga
Tennessee
United States
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