AML Testing Compliance Specialist

The role

As an AML Testing Compliance Specialist within the ICT team, you will execute risk-based compliance testing—focusing on transactions, controls, and outcomes—under the guidance of the AML Testing Compliance Director. This role supports independent monitoring of Bank Secrecy Act / Anti-Money Laundering (BSA / AML) and sanctions-related risks and controls across the SoFi enterprise, including SoFi Bank, N.A.

The ideal candidate will bring deep knowledge of U.S. banking laws and regulations, particularly those related to BSA / AML and sanctions, along with prior experience managing teams or projects in a compliance or risk setting.

What you'll do :

Lead testing engagements related to BSA / AML and sanctions in accordance with ICT program methodology and procedures

Complete testing activities and reporting within established timeframes and in alignment with the annual test plan

Analyze data from multiple sources and document testing results clearly and systematically

Prepare thorough, well-organized work papers in compliance with department standards

Identify, classify, and track findings; work with business owners on remediation efforts and perform validation reviews to confirm resolution

Assist in tracking identified issues and corrective action plans to ensure timely and effective remediation

Manage or coordinate testing projects and timelines across teams, ensuring accountability and timely delivery of results

Build strong working relationships with key stakeholders, including business leaders, risk and compliance partners, and internal audit teams

What you'll need :

Bachelor’s degree required

6–10 years of experience in compliance testing or auditing within the financial services or banking sector

Demonstrated experience managing teams or projects, preferably in a compliance, audit, or risk function

Strong working knowledge of U.S. banking regulations, with particular expertise in BSA / AML and sanctions compliance

Excellent verbal and written communication skills; able to communicate effectively at all organizational levels with professionalism and diplomacy

Outstanding organizational skills and ability to manage multiple projects and priorities independently in a fast-paced environment

Proactive, self-motivated approach with a strong sense of ownership and the ability to dive into the details as needed

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our  Benefits at SoFi   page!

Pay range : $105,600.00 - $198,000.00

Payment frequency : Annual

This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above.