Investigator - Anti Money Laundering (AML) Case Investigations

Job Title

This role has a hybrid requirement : 2x / week in office currently, with the possibility of moving to 3x / week after Sept 15, 2025 (space permitted). Office location : Omaha, NE (13505-13525 California St)

Conduct investigations to identify, assess, decision and report on activity that indicates an exposure to financial crimes. Ensure potential threats and investigations are evaluated, documented, managed and escalated by following standard operating procedures. Provide subject matter expertise and oversight of criminal risk by following a disciplined and intelligence-based approach to detection and research of activities and events in alignment with criminal risk frameworks and standards to ensure compliance as well as support trending, analysis and insights generation.

Develop solutions and make recommendations based on an understanding of business strategy and stakeholder needs. Provide advice and guidance to assigned business / group on implementation of solutions. Help determine business priorities and best sequence for execution of business / group strategy. Conduct independent analysis and assessment to resolve strategic issues. Support the execution of strategic initiatives in collaboration with internal and external stakeholders. Build effective relationships with internal / external stakeholders (e.g. law enforcement agencies and other Financial Institutions to collaborate in investigations). Ensure alignment between stakeholders. Integrate information from multiple sources to enable more efficient processes, enhanced analysis and / or streamlined reporting. Identify business needs, provide content / develop tools and training programs; may include delivery of training to audiences. Analyze and assess incidents or cases that may be complex and require knowledge on several different product lines. Prepare reports, notifications and activity / case filings per guidelines and standards. Support the planning and implementation of programs designed to minimize risk exposures and maximize the efficiency and effectiveness of the analytical processes. Provide input and develop recommendations for process and customer service improvements. Stay abreast of financial crimes risk trends, relevant regulations and compliance standards. Monitor and analyze various information provided through detection systems, tools, reports, or manually to evaluate, investigate and determine required actions. Support the collection of evidence and information to be used for multiple purposes including incident reports / filings, loss prevention, litigation and criminal prosecution, management information and statistics, and process improvements. Document actions and information found throughout the investigation to develop and maintain account / case files. Develop and maintain an understanding of the financial crime management processes, frameworks and techniques. Gather and format data into regular and ad-hoc reports, and dashboards. Analyze data and information to provide insights and recommendations. Execute routine tasks such as service requests, transactions, queries etc. within relevant service level agreements. Provide notification, information and instructions to internal / external stakeholders related to incidents as necessary. Think creatively and propose new solutions. Exercise judgment to identify, diagnose, and solve problems within given rules. Work mostly independently. Broader work or accountabilities may be assigned as needed.

Qualifications

Typically, between 3-5 years of relevant experience and a post-secondary degree in related field of study or an equivalent combination of education and experience. Knowledge of risk and regulatory requirements as they apply to financial crimes is an asset. Knowledge of banking products, services, processes, and organization is an asset. Specialized knowledge from education and / or business experience. Verbal & written communication skills - In-depth. Collaboration & team skills - In-depth. Analytical and problem solving skills - In-depth. Influence skills - In-depth.

Salary

$41,714.00 - $77,500.00

The above represents BMO Financial Group's pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position. BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.

About Us

At BMO we are driven by a shared Purpose : Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.

Equal Employment Opportunity

BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law. BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to BMOCareers.Support@bmo.com and let us know the nature of your request and your contact information.