Credit Analyst

Job Description

Position Overview :

The Commercial Credit Analyst will assist lenders in evaluating credit requests from both new and existing commercial clients. This role involves performing in-depth financial analysis, preparing credit recommendations and documentation for Loan Committee review, conducting annual credit assessments, ensuring adherence to bank credit policies, and maintaining accurate financial records from client statements.

Key Responsibilities :

• Analyze financial statements and other relevant data for prospective and current borrowers, producing reports on short- and long-term credit outlooks.
• Provide loan recommendations to lenders, including detailed documentation to support decisions.
• Interpret financial trends and key ratios such as cash flow coverage and debt-to-equity.
• Prepare thorough credit analyses using spreadsheets and written memorandums.
• Recommend loan grades following comprehensive credit evaluations.
• Coordinate departmental tasks to ensure smooth information flow.
• Generate assigned reports and conduct annual loan reviews.

Qualifications :

Application :

For more details or to apply confidentially, contact Tanner Stark at 417.590.8249 or email tanner.stark@gogpac.com

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.