Credit Review Specialist-Sr

Credit Review Officer

The Credit Review Officer reports to a Credit Review Group Manager or Team Lead. The ideal candidate is a proven credit risk professional with an exceptional delivery track record within commercial lending, retail / consumer credit, non-traditional credit risk or credit data analytics. The CRO independently evaluates and reports on the effectiveness of the credit processes that produce and monitor assets that generate credit risk.

Duties and responsibilities include :

• Possessing a detailed working knowledge of the methodologies and techniques for performing credit risk review engagements and continuous monitoring activities associated with a strong independent credit review function.
• Participating in the execution of Retail Consumer credit review program assignments in accordance with departmental policy and procedures to effectively assess : credit risk inherent in products / services and related activities, adherence to credit policies and procedures, compliance with legal and regulatory requirements, and exam results to determine if issues exist and improvement recommendation are necessary.
• Reviewing transactions and / or mine / analysis broader portfolio data for the quality of underwriting, client selection, adequacy of portfolio / risk management, and compliance with HNB Credit Policy; document conclusions that are concise, accurate and facilitate aggregation for reporting to the intended audience.
• Compiling and structuring data from multiple sources (internal and external), creating and accurately summarizing results that are easily utilized by the end-user.
• Conducting periodic risk assessment processes and / or on-going data analysis reporting to identify emerging risks and factors that necessitate amendments to the annual plan.
• Attending segment / business credit risk management committee meetings aligned with area of subject matter expertise; act as a risk management resource to the business units; communicate key takeaways to broader Credit Review team.
• Identifying and communicating emerging risk issues to provide feedback and recommendations to enhance credit risk management practices across the enterprise.
• Developing and maintaining working relationships with bank management, and the broader credit review team in order to effectively and efficiently execute review responsibilities.
• Providing CR senior management with information regarding the identification, measurement and management of credit risk for assigned business units.
• Demonstrating strong verbal and written communication skills as well as ability to manage engagements / projects within allocated timeframes.
• Performing other duties as assigned.

Basic qualifications include :

Preferred qualifications include :

Exempt status : Yes = not eligible for overtime pay. No = eligible for overtime pay.

Workplace type : Office

Our approach to office workplace type enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice : Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters : Huntington Bank will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington Bank colleagues, directly or indirectly, will be considered Huntington Bank property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.