VP, Assistant General Counsel (Product & Regulatory)

Dave is one of the leading US neobanks and a pioneer in financial services, using disruptive technology to provide best in class banking services to millions of members at a fraction of the cost compared to incumbents. The anchor of our banking value proposition, ExtraCash, provides up to $500 of short term, interest free advances to members within minutes of joining. The speed to value, access and pricing of ExtraCash compared to traditional overdraft sets us apart from incumbents and is a key to our strategy to efficiently acquire transacting Dave debit card members. About the team and role :   Dave is looking for a highly experienced leader in the fintech product and regulatory legal space to lead our Product and Regulatory Legal group. The role will lead a current team of two Sr. Product and Regulatory Counsels in providing strategic and balanced product legal and regulatory advice in a highly dynamic, tech-focused product and regulatory environment. The role will lead the legal effort to manage our fintech bank partner and related partner relationships, advise on existing and new product strategies for banking, lending, neobanking and subscriptions products, provide strategic advice and oversight in the regulatory relations area, and manage strategy for major consumer litigation and regulatory inquiries. As new products are launched, the team may grow and may include state licensing and exam management.

What you’ll do :

• Develop a high performing, highly engaged product and regulatory legal team, ensuring all team members are clear on what is expected of them as individuals and as part of the team, know where they stand against these expectations, and have the coaching to achieve their career goals
• Partner with the product, design, marketing, engineering and security teams and the Dave leadership team in developing strategic enhancements to existing banking, lending and subscription products and in developing creative and unique approaches to meet business objectives in launching new products
• Develop positive regulatory relationships; anticipate and keep abreast of regulatory changes and guidance affecting Dave, its products and its partner banks; be a representative for Dave in efforts to impact evolving regulatory requirements; set up and maintain a robust regulatory tracking and change management process
• Partner with the compliance and member success teams in improving internal processes, controls, scalability and operational excellence to ensure regulatory compliance; utilizing automation and AI whenever possible
• Develop efficient and effective processes within Legal and compliance (leveraging automation and AI); develop and implement a strategy on how to best leverage and manage outside counsel vs. internal resources for maximum impact
• Serve as a trusted advisor to the leadership team on product and regulatory related matters

What you'll need :

Nice to have :

280,000 - $346,000 a yearDon’t let imposter syndrome get in your way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles. Why you’ll love working here :   At Dave, our people are just as important as our product. Our culture is a reflection of our values that guide who we are, how we work, and what we aspire to be. Daves are member centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual first company, team members can live and work anywhere in the United States, with the exception of Hawaii.  A few of our benefits & perks :