Credit Analyst CPM

ABOUT THE ROLE

CountryPlace Mortgage, a leading nationwide personal property, mortgage and commercial lender headquartered in Plano, TX, is seeking a Credit Analyst to help grow our Originations Department. This in-person role is in our Plano, TX office. The Credit Analyst is responsible for reviewing loan documentation and determining if loan applications and approvals meet program guidelines. The Credit Analyst will collaborate with loan officers to ensure a smooth process for borrowers whenever possible.

ESSENTIAL DUTIES & RESPONSIBILITIES

• Reviews loan submissions from Loan Officers and Loan Processors
• Calculates qualification ratios for loans
• Ensures loans meet program requirements
• Answers questions for Loan Officers, Lending Associates, and Loan Processors
• Reviews income, asset, property, and other documentation to ensure loan applications comply with guidelines
• Reviews surveys, title policies, and appraisals
• Understanding of home only lending
• Develops and maintains positive working relationship with co-workers
• Reviews credit bureaus ensuring borrower credit meets program guidelines
• Additional tasks as requested including but not limited to training others, building process training guides, application entry, and other tasks upon request

POSITION REQUIREMENTS, CAPABILITIES & SKILLS

MINIMUM QUALIFICATIONS

WE OFFER

Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time. Local candidates only - relocation not available.

Disclaimer : The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

Cavco Industries and CountryPlace Mortgage are committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment.

Equal Opportunity Employer

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.