Consumer Loan Documentation Representative

Consumer Loan Documentation Representative

Position Title : Consumer Loan Documentation Representative

Business Unit : Operations

Reports To : Supervisor, Loan Operations

Position Overview : The Loan Operations Representative I is responsible for preparing, reviewing, and booking consumer loan documentation to ensure accuracy, compliance, and alignment with final loan approvals. This role requires detailed knowledge of consumer loan products, regulatory guidelines, and proficiency in loan documentation systems.

Key Responsibilities

• Document Preparation & Review
• Prepare and review consumer loan documents to accurately reflect the structure of the final approval.
• Validate all documentation for compliance with approval requirements and regulatory standards, including TRID guidelines.
• Loan Booking
• Book all consumer loan types into the core banking system with precision and timeliness.
• Product Knowledge
• Maintain detailed knowledge of all consumer loan types and products, including : Vehicle-secured loans, Real Estate loans, Secured and unsecured Lines of Credit.
• Compliance & Verification
• Review organizational and supporting documents such as Property Reports, Insurance Policies, and Flood Reports to ensure compliance with loan approval requirements.
• System Proficiency
• Utilize LaserPro and Fiserv documentation software to create and manage loan packages accurately and efficiently.
• Risk & Regulatory Adherence
• Ensure strict compliance with regulatory laws, TRID guidelines, and company procedures. Actively identify and manage risk in accordance with F.N.B. Corporation's risk management program.
• Additional Duties
• Participate in special projects and perform other related tasks as assigned.

Qualifications

Education : High School Diploma or GED required

Experience : Minimum 1 year in loan operations or related field

Skills : Strong understanding of consumer loan products and documentation requirements

Proficiency in LaserPro and Fiserv systems

Working knowledge of TRID guidelines and compliance standards

Excellent attention to detail and organizational skills

Intermediate proficiency in MS Word and Excel

Equal Employment Opportunity (EEO) : It is the policy of F.N.B. Corporation (FNB) and its affiliates not to discriminate against any employee or applicant for employment because of age, race, color, religion, sex, national origin, disability, veteran status or any other category protected by law. It is also the policy of FNB and its affiliates to employ and advance in employment all persons regardless of their status as individuals with disabilities or veterans, and to base all employment decisions only on valid job requirements. FNB provides all applicants and employees a discrimination and harassment free workplace.