Executive Underwriter F&I

Zurich Direct Markets BU is seeking an Underwriting Specialist OR Executive Underwriter for our Finance and Insurance (F&I) Underwriting team located in Overland Park, Kansas. This role offers a hybrid schedule with three in‑office days per week (Mon‑Wed).

Purpose

Analyze and underwrite new and existing F&I business to support the portfolio’s long‑term growth and profitability while delivering excellent service to customers and the sales organization.

Job Accountabilities

Will be filled at either the Underwriting Specialist or Executive Underwriter level, based on experience and skill set.

Key Accountabilities

• Make sound underwriting decisions within assigned authority, ensuring profitability and customer retention.
• Analyze and underwrite new and existing F&I business independently under general direction and within delegated authority levels.
• Qualify accounts to meet the organization’s underwriting appetite.
• Calculate target pricing using underwriting tools and models.
• Understand and analyze risk.
• Negotiate pricing and other terms with the sales organization to close the deal.
• Review the Dealer Product Questionnaire (DPQ) with key sales personnel for accurate setup, implementation, and growth opportunities.
• Update and maintain key applications with rating and pricing variables.
• Work with internal teams to ensure accurate and complete onboarding.
• Maintain accurate documentation for all underwriting activities.
• Support sales culture as a key contact for assigned territory.
• Provide technical advice to sales and customers to solve problems and improve business.
• Anticipate customer needs and monitor trends to recommend changes.
• Proactively manage a portfolio of accounts, addressing customer needs and supporting retention.
• Apply rating tools and methodologies to deliver customer solutions and suggest improvements.
• Prepare and review contracts.
• Calculate settlement offers.
• Travel for business as required.
• Work extended hours during peak periods and as required.
• Maintain predictable attendance, including in‑office on team days (Mon‑Wed).

Business Accountabilities

Additional Job Functions

Performance Management Accountabilities

Basic Qualifications

Preferred Qualifications

Compensation

Base salary range : $75,000.00 – $165,000.00.

Underwriting Specialist : $74,300.00 – $121,700.00 (10% short‑term incentive bonus).

Executive Underwriter : $98,300.00 – $161,000.00 (15% short‑term incentive bonus).

Equal Opportunity Employer

Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.

Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance.

Location : Overland Park, Kansas (Hybrid – three in‑office days per week). Full‑time.

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