VP - Senior Financial Restructuring Analyst II

Job Title

VP - Senior Financial Restructuring Analyst II

Job Description

Do you have a passion for Agriculture and a desire to make a difference in the world? Do you want to work for an organization that cares for its people and encourages you to be your best? Then consider joining the team at Rabobank, where we work collaboratively as a team for our clients as they focus on feeding the world, all while allowing you the flexibility to live a life you enjoy.

Our Shared Future :

"This role provides a great opportunity to develop my career. It allows me to work with a talented and driven team."- Financial Restructuring Team, Rabo AgriFinance

You and Your Job

As a Senior Financial Restructuring Analyst II you will be successful providing reliable and applicable insights into the potential risk of the client relationship and a proper basis for structuring credit products for the specific conditions

The Senior Financial Restructuring Analyst II is responsible for complete underwriting of Loan Strategy Reports ("LSR") for clients assigned to the Loan Financial Restructuring ("LFR") area. Underwriting will consist of new requests and servicing actions, such as renewals, annual reviews, partial releases, and covenant monitoring for LFR relationship exposure within an assigned area, sector, or market segment. Additionally, expertise in using the Loan Quality Assessment ("LQA") system and process, recommending the appropriate Loan Quality Classification ("LQC") and proposing impairment provision amounts at the client / relationship level are required responsibilities.

Job Responsibilities

Analyze and assess the (potential) client's credit and operational risk using multiple sources of information (e.g., customer's credit and operating risks, current and historical financial statements, cash flows, tax returns, and financial trend analyses), accompany the Financial Restructuring Manager on client farm visits / evaluations, contribute to a full understanding of the client's business, and recommend LQCs and impairment provisions.

Contributes to a smooth and efficient process which meets client delivery expectations Assigned areas of responsibilities, in regard to servicing, are completed on a timely manner. Effective and efficient management of credit / risk portfolio thereby minimizing risks in the short- and long-term

Your Promise to Us :

To be considered for the Senior Financial Restructuring Analyst II role, you must have :

• Bachelor's Degree
• 7+ years of experience
• Knowledge of short- and long-term agricultural credit,
• Skilled in financial spreading, written and oral communications, written and oral comprehension, forecasting / stress testing, and risk analysis / interpretation.
• Ability to travel regionally up to 15%
• Legally authorized to work in the United States on a full-time basis. Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position.

Our Commitment to you - cultivating your way beyond pay :

Rabobank welcomes employees and applicants from all backgrounds and is committed to fostering an inclusive environment that leverages the diverse strengths of our workforce. This enables us to exceed the expectations of our clients and customers while ensuring a healthy and safe environment for our staff.

We believe your well-being extends far beyond just a paycheck and should encompass your health, happiness, and satisfaction. To meet these needs, Rabobank offers a flexible hybrid working model and continually evaluates and enhances our benefit offerings to ensure they are comprehensive, competitive, and provide you with the options and flexibility you need.

Our employee benefits are focused on four main components :

Our Organization :

Rabobank Group is a global financial services leader providing wholesale and retail banking, leasing, and real estate services in more than 37 countries worldwide. Founded over a century ago, Rabobank today is one of the world's largest banks with over $678 billion in assets.

In North America, Rabobank is a premier corporate and investment bank to the food, agribusiness, commodities and energy industries in the United States, Mexico, and Canada. Rabo AgriFinance, a subsidiary of Rabobank, is a leading financial services provider for farmers, ranchers and agribusinesses in the United States and Canada. Together, we provide sector expertise, strategic counsel and tailored financial solutions to clients across the entire value chain. Visit www.RabobankNA.com

Salary Expectations :

Target Hiring Range : $110,000.00 - $145,000.00

This position is subject to the terms of [RAF / Rabobank / RDS]'s compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons. Further, all full-time regular positions include all other benefits provided to [RAF / Rabobank / RDS] employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.

Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above.

At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team?

This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.

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