Talent.com
Mortgage Underwriter III
Mortgage Underwriter IIIFirst Interstate Bank • Sioux Falls, SD, US
Mortgage Underwriter III

Mortgage Underwriter III

First Interstate Bank • Sioux Falls, SD, US
11 hours ago
Job type
  • Full-time
Job description

Mortgage Underwriter III

This position can be located at our Sioux Falls, SD and Billings, MT Downtown Tower branch. What's Important to You We know your career is just one aspect of a meaningful, complex, and demanding life. That's why we designed our compensation and benefits package to provide employees and their families with as much choice as possible.

  • Generous Paid Time Off (PTO) in addition to paid federal holidays.
  • Student debt employer repayment program.
  • 401(k) retirement plan with a 6% match.
  • The health and happiness of the places we call home matter to us. Learn a little more about what we do for the communities we serve.

We encourage you to apply. Reach for what you want and tell us why your work ethic and willingness to learn make you a natural fit for #TeamFirstInterstate. SUMMARY The Mortgage Underwriter III underwrites and evaluates Conventional, FHA, VA and RD residential mortgage loan applications to provide quality loans for First Interstate Bank, secondary market investors, and credit risk. This position will review and evaluate loan files and makes decisions on the files consistent to First Interstate Bank's lending policies and all appropriate program guidelines.

ESSENTIAL DUTIES AND RESPONSIBILITIES

  • Examines residential mortgage loan applications for accuracy and completeness.
  • Ensures that all agency, investor, and or private insurer's guidelines and overlays are strictly enforced.
  • Reviews automated underwriting findings and loan files for adherence to requirements.
  • Determines whether credit, income and source of funds are stable and adequate for repayment and meet all applicable guidelines.
  • Evaluates property to determine adequacy of collateral and adherence to all agency and / or investor requirements.
  • Reviews title information for accuracy and adherence with all agency and / or investor requirements.
  • Approves or rejects loans based on findings and file documentation.
  • Ensures compliance with government regulations and bank policies.
  • Maintains current underwriting knowledge for all agency, investor and private insurers.
  • Supports the goals of the Community Reinvestment Act (CRA) in the development and implementation of new lending programs.
  • Assists in development of consistent underwriting, quality control, and compliance testing procedures throughout the banks' mortgage lending operations.
  • Participates in community involvement activities.
  • MANAGEMENT RESPONSIBILITIES

  • Trains Real Estate staff.
  • QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Accurate keyboarding and 10-key skills.
  • Computer experience with Windows software.
  • Ability to set priorities and work in an organized manner.
  • Ability to perform multiple tasks with great attention to detail.
  • Ability to work with the public on a daily basis.
  • Ability to work under pressure with limited supervision.
  • Ability to meet and deal with the public and co-workers in a friendly, professional manner.
  • Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
  • Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
  • Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
  • Ability to apply concepts of basic algebra and geometry.
  • Ability to define problems, collect data, establish facts, and draw valid conclusions.
  • Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
  • As a condition of employment, any successful job applicant will be required to pass a pre-employment screening against the Limited Denial of Participation (LDP), GSA Excluded Party List System (EPLS), and Freddie Mac Exclusionary List.
  • EDUCATION AND / OR EXPERIENCE

  • High School Diploma or General Education Degree (GED) required
  • 4-6 years real estate underwriting experience required
  • LICENSES AND CERTIFICATIONS

  • Valid Driver's License required
  • PHYSICAL DEMANDS AND WORKING ENVIRONMENT The physical demands and work environment are representative of those that must be met or encountered to successfully perform the essential functions of the job. In compliance with the Americans with Disabilities Act, the company provides reasonable accommodation to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.

  • Dexterity of hands / fingers to operate computer keyboard and mouse - Frequently
  • Lifting - Occasionally (up to 10 lbs)
  • Sitting - Frequently
  • Overtime - Subject to business need
  • Noise Level - Moderate
  • Typical Work Hours - M-F (8-5)
  • Regular and Predictable Attendance - Required
  • Create a job alert for this search

    Mortgage Underwriter • Sioux Falls, SD, US

    Related jobs
    Mortgage Underwriter I

    Mortgage Underwriter I

    First Interstate Bancsystem Inc • Sioux Falls, SD, United States
    Full-time
    If you are a current FIB employee, please apply through the Career Worklet in the.This position is located at our Sioux Falls, SD Downtown branch. We know your career is just one aspect of a meaning...Show more
    Last updated: 1 hour ago • Promoted • New!
    United States Customs and Border Protection Officer

    United States Customs and Border Protection Officer

    U.S. Customs and Border Protection • Shindler, SD, US
    Full-time
    Customs and Border Protection (CBP) offers those interested in a career in law enforcement an exceptional opportunity to work with an elite team of highly trained professionals whose camaraderie, p...Show more
    Last updated: 22 days ago • Promoted
    Family Medicine Physician Job with Avera in Flandreau, SD

    Family Medicine Physician Job with Avera in Flandreau, SD

    Avera Health • Flandreau, SD, US
    Full-time
    Avera Medical Group Flandreau, located in eastern South Dakota, is seeking a family medicine physician to join an existing practice of one family medicine physician, one physician assistant and one...Show more
    Last updated: 24 days ago • Promoted
    Registered Nurse (RN) - Internal Float Pool - Harrisburg

    Registered Nurse (RN) - Internal Float Pool - Harrisburg

    Advocate Aurora • Harrisburg, SD, United States
    Full-time +1
    Registered Nurse (RN) - Internal Float Pool.Aurora St Lukes Medical Center - 2900 W Oklahoma Ave.Advocate Health offers a comprehensive suite of Total Rewards : benefits and well-being programs, com...Show more
    Last updated: 6 hours ago • Promoted • New!
    Associate Financial Advisor

    Associate Financial Advisor

    Edward Jones • Sioux Falls, SD, United States
    Full-time
    Does that describe you? If so, we need you on our team.At Edward Jones, we're all about making a difference.In the lives of our clients - and our people. Our licensed branch associates are highly vi...Show more
    Last updated: 1 hour ago • Promoted • New!
    Business Valuation Senior Associate

    Business Valuation Senior Associate

    Eide Bailly • Sioux Falls, SD, United States
    Full-time
    Akron, OH; Canton, OH; Cleveland, OH; Fargo, ND; Sioux Falls, SD; Billings, MT; Phoenix, AZ; Boise, ID; Salt Lake City, UT. Lehi, UT; Orem, UT; Ogden, UT; OR Des Moines, IA.A typical day as a Busin...Show more
    Last updated: 30+ days ago • Promoted
    Travel Nurse - Oncology in Harrisburg, SD - $9897 / month

    Travel Nurse - Oncology in Harrisburg, SD - $9897 / month

    VETTED • Harrisburg, SD, United States
    Temporary
    Job Opportunity : RN - Oncology.Location : Sioux Falls, South Dakota.Coordinates total nursing care for patients.Participates in patient and family teaching. Provides leadership by working cooperative...Show more
    Last updated: 6 hours ago • Promoted • New!
    Associate Portfolio Manager - Remote (Fixed-Term Assignment)

    Associate Portfolio Manager - Remote (Fixed-Term Assignment)

    Cengage Group • Sioux Falls, SD, United States
    Remote
    Temporary
    Associate Portfolio Manager (APM) - Key Markets.We believe in the power and joy of learning.At Cengage Group, our employees have a direct impact in helping students around the world discover the po...Show more
    Last updated: 27 days ago • Promoted
    Loan Underwriter

    Loan Underwriter

    1st Financial Bank USA • Sioux Falls, SD, United States
    Full-time
    Sioux Falls, SD (This is an on-site position).BFI) is the growing lender to homebuilders and housing investors.Launched in 2014, BFI has several coast-to-coast lending programs with additional prog...Show more
    Last updated: 28 days ago • Promoted
    Remote Crypto Trader Job in Sioux Falls, SD | Full Time

    Remote Crypto Trader Job in Sioux Falls, SD | Full Time

    Maverick Currencies • Sioux Falls, SD
    Remote
    Full-time +1
    Top-ranked proprietary trading firm, Maverick Currencies, is searching for entrepreneurially-minded, profit-driven people to be trained in the art and science of proprietary trading in its online c...Show more
    Last updated: 30+ days ago • Promoted
    Travel Nurse RN - Long-Term Care - $1,852 per week in Flandreau, SD

    Travel Nurse RN - Long-Term Care - $1,852 per week in Flandreau, SD

    TravelNurseSource • Flandreau, South Dakota, United States
    Full-time
    TravelNurseSource is working with Coast Medical Service to find a qualified Long-Term Care RN in Flandreau, South Dakota, 57028!. Coast Medical Service is a nationwide travel nursing & allied health...Show more
    Last updated: 30+ days ago • Promoted
    Travel Nurse - Dialysis in Harrisburg, SD - $8625 / month

    Travel Nurse - Dialysis in Harrisburg, SD - $8625 / month

    Vetted Health • Harrisburg, SD, United States
    Temporary
    Job Opportunity : RN - Dialysis\n\nPosition Details\nSpecialty : RN - Dialysis\nLocation : Sioux Falls, South Dakota\nFacility : OneStaff\nEmployment Type : Temporary\nContract Length : 13 weeks\n\nJob D...Show more
    Last updated: 6 hours ago • Promoted • New!
    Financial Advisor

    Financial Advisor

    Northwestern Mutual • Sioux Falls, SD, United States
    Full-time
    Becoming a financial advisor at Northwestern Mutual is a unique opportunity to start a business where you can help your clients achieve their goals through financial planning.On your path to becomi...Show more
    Last updated: 20 days ago • Promoted
    Mortgage Operations Specialist

    Mortgage Operations Specialist

    Minnwest Bank • Sioux Falls, SD, United States
    Full-time
    Minnwest is a family owned, community bank based in Minnesota and South Dakota.We believe our success is measured by the extent in which we have a positive impact on the communities we serve.We are...Show more
    Last updated: 30+ days ago • Promoted
    Mortgage Operations Specialist

    Mortgage Operations Specialist

    MinnWest Corporation • Sioux Falls, SD, United States
    Full-time
    Minnwest is a family owned, community bank based in Minnesota and South Dakota.We believe our success is measured by the extent in which we have a positive impact on the communities we serve.We are...Show more
    Last updated: 6 hours ago • Promoted • New!
    Associate Financial Advisor

    Associate Financial Advisor

    USA Jobs • Sioux Falls, SD, US
    Full-time
    Does that describe you? If so, we need you on our team.At Edward Jones, we're all about making a difference.In the lives of our clients - and our people. Our licensed branch associates are highly vi...Show more
    Last updated: 1 day ago • Promoted
    United States Customs and Border Protection Officer

    United States Customs and Border Protection Officer

    US Customs and Border Protection • Harrisburg, SD, United States
    Full-time
    Customs and Border Protection (CBP) offers those interested in a career in law enforcement an exceptional opportunity to work with an elite team of highly trained professionals whose camaraderie, p...Show more
    Last updated: 30+ days ago • Promoted
    Travel Nurse RN - Long Term Care (LTC) Long Term Care - $1,836 per week

    Travel Nurse RN - Long Term Care (LTC) Long Term Care - $1,836 per week

    Blu Medstaff • Flandreau, SD, US
    Full-time
    Blu Medstaff is seeking a travel nurse RN Long Term Care (LTC) Long Term Care for a travel nursing job in Flandreau, South Dakota. Job Description & Requirements.At Blu MedStaff, we truly value ...Show more
    Last updated: 30+ days ago • Promoted