Loan OfficerCecilian Bank • Cecilia, KY, United States
Loan Officer
Cecilian Bank • Cecilia, KY, United States
1 day ago
Job type
- Full-time
Job descriptionCompile necessary information to support loan request from applicant, including application, and evaluate the request and supporting information Underwrite loans by analyzing the customer's financial status through reviewing tax returns and financial statements. Recommend appropriate loan structure based on the analysis and Loan Policy. Make decisions to approve or deny loans. If the loan is within lending limits, proceed with request. If the loan is not within limits, prepare presentation to the appropriate level of authority to obtain the needed approval. Communicate the approval or the denial to the customer. Communicate with Loan Operations department to order required services (appraisals, credit reports, background checks, etc.) and obtain appropriate lien filings. Review loan documents obtained from Loan Operations for accuracy. Resolves any problems uncovered with applicant. Correspond with investment companies to coordinate closings. Complete loan package. Close approved loans and follow up on any exceptions after closing. Give financial advice and counsel to customers and prospective customers. Makes recommendations to customers regarding financial matters. Complete and request "Notice of Action Taken" be sent by Loan Operations if the loan is denied. Collect delinquent loans in portfolio as required ensuring that all efforts are made to prevent loss for the bank. Make business development calls to retain existing customers and obtain new customers in order to assist with the overall profitability of the bank. Work maturing loans to maintain book of business Assist Secondary Market Loan Officers in collecting information and coordinating closings, especially for mutual customers Obtain ongoing training in the lending and deposit areas to stay current on lending knowledge Maintain a general understanding of deposit account products offered by the bank in order to assist in handling customer issues as needed Comply with and assist others in complying with all relevant laws, regulations and policies. Compliance with Bank Secrecy Act regulations as it pertains to the functions of this position Responsible for maintaining individual P.E.P. monthly. Assist the bank in efforts to obtain and retain customers Conduct duties and responsibilities in a manner that supports the bank's profitability goals, including helping the bank not to lose money and helping the bank save money by improving job processes and achieving operational excellence Adequate cross training of all job duties have been considered. Other duties as assigned by Management Knowledge of banking laws and regulations as they pertain to this position Knowledge of core processing system Working knowledge of Microsoft Office products and effective computer skills Ability to deal continuously with confidential information and to work under deadlines Strong organizational skills and accuracy Self-starter and have the ability to research and stay current on banking laws Ability to read and interpret documents such as policy and procedure manuals Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals. Ability to compute rate, ratio, and percent. Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form. Ability to deal with problems involving several concrete variables in standardized situations. Good oral, written and human relations skills. Good attention to detail and ability to deal tactfully with customers, both external and internal. The employee is regularly required to talk or hear. The employee frequently is required to walk; stand; sit; and use hands to finger, handle, or feel and reach with hands and arms to lift and / or move up to 20 pounds. The employee is occasionally required to stoop, kneel, crouch or crawl. Specific vision abilities required by this job include close vision, distance vision, and ability to adjust focus. Some travel is expected in this position High school diploma or general education degree (GED) required A college degree in business, economics, or finance, or prior lending experience preferred
Job Title : Loan Officer
Reports to : Market Leader
Status : Full-Time, Exempt (Administrative)
Department : Lending
JOB SUMMARY : Develop, maintain, and monitor a loan portfolio and develop relationships with new customers to maximize profitability and growth potential. Manage loan from the application process to the closing process.
ESSENTIAL DUTIES AND RESPONSIBILITIES
- Manage and monitor loan portfolio.
Interview loan applicants who present specific loan requests in the commercial, mortgage or consumer areas. Help applicants decide on specific loan to apply for.
ADDITIONAL DUTIES AND RESPONSIBILITIES
KNOWLEDGE, SKILLS AND ABILITIES
WORK ENVIRONMENT AND PHYSICAL DEMANDS
In order to successfully perform the essential functions of this position :
EDUCATION AND EXPERIENCE
EQUAL OPPORTUNITY EMPLOYER VETERANS / DISABLED
Create a job alert for this search
Loan Officer • Cecilia, KY, United States
Related jobs
Member Service Representative / Loan Officer.Are you ready to join a team that is committed to hardworking Kentuckians?.If so, Abound Credit Union might be the place for you!.We do that by sharing ...Show more
Elizabethtown, Kentucky, United States.This position is 100% in office.The employee will work their scheduled work hours in a designated WesBanco location.
Consideration for location will be at the ...Show more
THE ARMY HEALTH CARE ADVANTAGE As a member of the Army health care team, you'll receive benefits that you won't be able to get in a civilian career.
Challenging Work Feel inspired with great case di...Show more THE ARMY HEALTH CARE ADVANTAGE As a member of the Army health care team, you'll receive benefits that you won't be able to get in a civilian career.
Challenging Work Feel inspired with great case di...Show more 
Mortgage Loan Servicing Specialist.Are you ready to join a team that is committed to hardworking Kentuckians?.If so, Abound Credit Union might be the place for you!.
We do that by sharing our knowle...Show more
Customs and Border Protection (CBP) offers those interested in a career in law enforcement an exceptional opportunity to work with an elite team of highly trained professionals whose camaraderie, p...Show more Float Member Service Representative / Loan Officer.Are you ready to join a team that is committed to hardworking Kentuckians?.
If so, Abound Credit Union might be the place for you!.We do that by sh...Show more 
Charge Nurse (RN) Emergency Room.Job Type : Full-time 7p-7a - Mon Tues Thurs or Wed Thurs Fri weekly.People are our passion and purpose.
Come work where you are appreciated for who you are not just w...Show more
DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.
As a Dasher, you’ll stay busy with a variety o...Show more Bankruptcy Specialist - Credit Resolution.This is a hybrid position where an employee is split between remote and office work on a formalized schedule where in office and remote days are the same e...Show more THE ARMY HEALTH CARE ADVANTAGE As a member of the Army health care team, you'll receive benefits that you won't be able to get in a civilian career.
Challenging Work Feel inspired with great case di...Show more DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.
As a Dasher, you’ll stay busy with a variety o...Show more DoorDash is the #1 category leader in food delivery, food pickup, and convenience store delivery in the US, trusted by millions of customers every day.
As a Dasher, you’ll stay busy with a variety o...Show more Customs and Border Protection (CBP) offers those interested in a career in law enforcement an exceptional opportunity to work with an elite team of highly trained professionals whose camaraderie, p...Show more 
You may know us as the brand with Roast Beef and Curly Fries but we are also crafting incredible career opportunities.Youre in the right place if youre here for : .
Free shift meal and family dining ...Show more Consumer Loan Resolution Specialist - Credit Resolution.The employee is split between remote and office work on a formalized schedule.
Consideration for location will be.Bank Plaza - Wheeling, WV, E...Show more The employee is split between remote and office work on a formalized schedule.Consideration for location will be.Spring Street branch in New Albany, IN and the West Dixie branch in Elizabethtown, K...Show more 
Boost your team's earning potential with a Straight Truck lease purchase, no money down.We'll help your team achieve its dream of Straight Truck ownership while providing the resources you ...Show more
Member Service Representative / Loan Officer
Abound Credit Union • Radcliff, KY, US
Full-time
Last updated: 30+ days ago • Promoted
Personal Banker-Ring Road - Elizabethtown, KY
WesBanco Bank Inc. • Elizabethtown, KY, United States
Full-time +1
Last updated: 26 days ago • Promoted
Active Nuclear Med Officer
United States Army • Irvington, KY, US
Full-time
Last updated: 3 days ago • Promoted
Reserve Entomologist
United States Army • Hardinsburg, KY, US
Full-time
Last updated: 15 days ago • Promoted
Mortgage Loan Servicing Specialist
Abound Credit Union • Radcliff, KY, US
Full-time
Last updated: 29 days ago • Promoted
Customs and Border Protection Officer - Experienced (GS9)
U.S. Customs and Border Protection • Cub Run, Kentucky, US
Permanent
Last updated: 30+ days ago • Promoted
Float Member Service Representative / Loan Officer
Abound Credit Union • Radcliff, KY, US
Full-time
Last updated: 30+ days ago • Promoted
Charge Nurse (RN) Emergency Room
Spring View Hospital • New Haven, KY, US
Full-time
Last updated: 21 hours ago • Promoted • New!
Restaurant Delivery - Flexible Onboarding
DoorDash • Hardinsburg, KY, United States
Full-time +1
Last updated: 2 days ago • Promoted
Bankruptcy Specialist - Credit Resolution - Wheeling, WV
WesBanco Bank Inc. • Elizabethtown, KY, United States
Full-time +1
Last updated: 12 days ago • Promoted
Reserve Nuclear Medicine Officer
United States Army • Munfordville, KY, US
Full-time
Last updated: 16 days ago • Promoted
Restaurant Delivery - Receive 100% of Customer Tips
DoorDash • Hardinsburg, KY, United States
Full-time +1
Last updated: 2 days ago • Promoted
Drive with DoorDash - Receive 100% of Customer Tips
DoorDash • Hardinsburg, KY, United States
Full-time +1
Last updated: 2 days ago • Promoted
Customs and Border Protection Officer
U.S. Customs and Border Protection • Hardinsburg, Kentucky, US
Full-time +1
Last updated: 30+ days ago • Promoted
Shift Manager
Arby's • Radcliff, KY, US
Part-time
Last updated: 30+ days ago • Promoted
Consumer Loan Resolution Specialist - Credit Resolution - Wheeling, WV
WesBanco Bank Inc. • Elizabethtown, KY, United States
Full-time +1
Last updated: 30+ days ago • Promoted
Trust Relationship Officer - New Albany, IN
WesBanco Bank Inc. • Elizabethtown, KY, United States
Full-time +1
Last updated: 19 days ago • Promoted
CDL Teams Straight Truck Lease Purchase
Panther Premium Logistics • Elizabethtown, KY, US
Full-time
Last updated: 1 day ago • Promoted