Mortgage Loan Officer

Position Summary

Responsible for soliciting,

negotiating, and assist in coordinating the closing of routine mortgage

loans. Examines, evaluates, and

recommends approval of loan package.

Also promotes business for Bank by developing new residential mortgage

business growth and cross-selling opportunities.

The majority of time worked

is spent out of banking offices.

Essential Duties and

Responsibilities (Other duties may be assigned.)

• Demonstrate knowledge of Bank mortgage loan products

and services.

guidelines, and comply with all federal, state and local regulations. Includes coordinating with legal counsel and

bank operating departments to ensure adherence to laws and regulations relating

to new and / or revised bank products and services.

with all of the Bank's investors and programs.

information for determining a credit decision.

loan structures with applicants, including fees, loan repayment options, and

other credit terms.

approval within guidelines from approving officer and / or outsourced investor

guidelines.

mortgage loan prospects.

customer relations and referring customers to appropriate staff for new

services using Bank-endorsed techniques and processes.

resolution.

non-customer inquiries relative to mortgage loan products, rates, procedures,

etc.

and others to obtain new business.

Efforts include but are not limited to realtor open house luncheons,

meeting with customers after hours, and calling and / or meeting potential

customers during evening hours and on weekends per realtor request.

Qualifications

calculations.

instructions furnished in written, oral, diagram, or schedule form.

products (e.g., Word, Excel).

Certificates, Licenses,

Registrations

Must be licensed with NMLS

prior to hire or before any mortgage loan applications may be taken.

FIRST COMMUNITY BANK (SC) is an EEO Employer - M / F / Disability / Protected Veteran Status

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