Credit Analyst

Job Description

A confidential banking client in Central Illinois is seeking a motivated Credit Analyst . This role offers the opportunity to work closely with bankers and contribute in a community-focused environment. While primarily based in-office, hybrid work may be possible depending on qualifications.

The Credit Analyst will assess the creditworthiness of applicants across commercial, real estate, agricultural (with an emphasis on ag loan underwriting), and consumer loans. You’ll prepare detailed credit presentations, analyze financial statements and tax returns, evaluate collateral, and ensure compliance with internal policies and regulations.

Key Responsibilities

• Analyze credit quality through financial statements, tax returns, credit reports, and collateral values.
• Prepare financial spreads, ratio analyses, and cash flow models.
• Develop professional credit presentations outlining strengths, weaknesses, and risks.
• Collaborate with loan officers and communicate with clients as needed.
• Recommend credit risk ratings and document policy exceptions.
• Assist with loan reviews, portfolio monitoring, and audits.
• Participate as a non-voting member of Loan Committee meetings.

Qualifications

Compensation & Benefits

This is a confidential search managed by an external recruiter . Only qualified candidates will be contacted.

To apply or learn more, contact :

Crystal Fryers - Executive Recruiter

crystal.fryers@gogpac.com

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.