SF Collateral Risk - Loan Quality - Associate (Strong Title Experience Required)

Playing an essential role in the U.S. economy, Fannie Mae is foundational to housing finance. Here, your expertise can help fuel purpose-driven innovation that expands access to homeownership and affordable rental housing across the country. Join Fannie Mae to grow your career and help people find a place to call home.

Job Description

As a Loan Quality Analyst within the Servicing Oversight, Remedies team, you will play a critical role in evaluating the accuracy and reliability of property valuations and collateral documentation. Your work will help safeguard the enterprise from valuation-related risks and support sustainable homeownership across the country. As a valued colleague on our team, you will support team members in overseeing all aspects of loan quality and compliance with related requirements.

• The Impact You Will Make

The SF Risk - Loan Quality Credit Compliance - Associate role will offer you the flexibility to make each day your own, while working alongside people who care so that you can deliver on the following responsibilities :

Provide analytical support in evaluating loan performance.

Support the review of shifts in policy or process to mitigate credit risks.

Maintain lender quality control plans and procedures to ensure compliance with evolving regulatory landscape and internal policies.

Identify and escalate potential risks, including valuation discrepancies, policy violations, and fraud indicators.

Collaborate with internal teams and external stakeholders to communicate findings and support corrective actions.

Contribute to the development of best practices and process improvements that enhance loan quality and reduce risk exposure.

Support regulatory and audit-related activities by maintaining thorough documentation and analysis records.

Minimum Requirements & Skills

0-2 years of related experience

Desired Requirements & Skills

Bachelor's degree in finance, real estate, risk management, or a related field; advanced degree or certifications (e.g., Certified Residential Appraiser) preferred.

5+ years of experience in mortgage risk, appraisal review, or loan quality analysis.

Strong understanding of the real estate title process and requirements as well as the GSE guidelines.

Proficiency with data analysis tools and risk assessment platforms.

Excellent analytical, communication, and problem-solving skills.

Ability to work independently and collaboratively in a fast-paced, compliance-driven environment.

Qualifications

Education :

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For most roles, employees are expected to work onsite on a regular basis at their designated office location. In-office work cadence is determined by your manager. Proximity within a reasonable commute to your designated office location is preferred unless the job is noted as open to remote.

Fannie Mae is an equal opportunity employer and considers qualified applicants for employment without regard to race, color, religion, sex, national origin, disability, age, sexual orientation, gender identity / gender expression, marital or parental status, or any other protected factor. Fannie Mae is committed to providing reasonable accommodations to qualified individuals with disabilities who are employees or applicants for employment, unless to do so would cause undue hardship to the company. If you need assistance using our online system and / or you need a reasonable accommodation related to the hiring / application process, please complete this form .

The hiring range for this role is set forth below. Final salaries will generally vary within that range based on factors that include but are not limited to, skill set, depth of experience, certifications, and other relevant qualifications. This position is eligible to participate in a Fannie Mae incentive program (subject to the terms of the program). As part of our comprehensive benefits package, Fannie Mae offers a broad range of Health, Life, Voluntary Lifestyle, and other benefits and perks that enhance an employee's physical, mental, emotional, and financial well-being. See more here .

Requisition compensation :

77000

to

95000

Fannie Mae is an Equal Opportunity Employer, which means we are committed to fostering a diverse and inclusive workplace. All qualified applicants will receive consideration for employment without regard to race, religion, national origin, gender, gender identity, sexual orientation, personal appearance, protected veteran status, disability, age, or other legally protected status. For individuals with disabilities who would like to request an accommodation in the application process, email us at careers_mailbox@fanniemae.com.