Mortgage Loan Originator II

Job Details

Job Location

TX - Parmer HQ - Austin, TX

Remote Type

Fully Remote

Position Type

Full Time

Education Level

High School

Salary Range

$31200.00 Salary / year

Job Category

Real Estate Lending - Sales / origination

Description

Life at Amplify

As a growing, tech-focused credit union, Amplify Credit Union delivers value to our members through our products and impact to our community through our profits. That unique intersection is one reasonwe've been named a Top Workplaceby theAustin American-Statesmansix years in a row.We're also proud to say that we're the only full-service financial institution thatdoesn't have deposit fees of any kind. We're looking for teammates who are inspired byour missionand ready to grow their careers. As they do, our employees can expect Amplify to uphold our commitments toculture, community, inclusion, and more.

Position Summary

The Mortgage Loan Originator II is a field-based position that serves existing members and procures new members through the origination of quality real estate loan products. Loan Originators act as the primary relationship manager between borrowers and Amplify's real estate lending department. This position emphasizes self-generated business development, community engagement, and strong pipeline management in addition to member service.

Why Amplify?

As a Mortgage Loan Originator with Amplify, you will enjoy the best support and industry technology available.

• Our incentive program is one of the best in the industry. We offer a top-tier incentive plan designed for top producers who want to grow and earn big.
• We are an Agency Direct Lender offeringConventional, FHA / VA / USDA, Jumbo, Second lien, and Portfolio Products.
• We use Encompass, Optimal Blue, and Salesforce to make the lending process as streamlined as possible.
• We have local leadership, processing & UW.
• An entire marketing department will assist you in all areas (from listing sheets to social media blogs and posts).
• Weprovide daily leads to complement your self-generated business.
• As acredit union(depository), we lend in the whole state of Texas.
• You are only required to be registered, not licensed, with the NMLS.
• We have $1B+ in assets, 60,000 members, and have been in business since 1957 - we are stable and established.

RESPONSIBILITIES include the following. This is an outside sales position that requires the ability to generate self-sourced leads in addition to working with credit union provided opportunities. While occasional office visits are required for meetings or training, the incumbent will customarily perform their primary sales duties offsite or at member / referral partner locations. Other duties may be assigned.

Supervisory Responsibilities

This job has no supervisory responsibilities.

Qualifications

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and / or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and / or Experience

High school diploma or GED. Bachelor's degree in business or related field preferred. 3+ years of experience in Real Estate Loan Origination with proven history of annual production in excess of $18 million. FHA and VA origination experience a plus. Experience in proper loan pricing based on credit union rate determinations and understanding in the use of points or discounts is necessary.

Certificates, Licenses, Registrations

Must be bondable. Requires registration as a MLO with the Nationwide Mortgage Licensing System (NMLS) and Registry on an annual basis in addition to maintaining updates as needed. Initial registration is required immediately upon hire.

Software and Equipment Requirements

To perform this job successfully, an individual should have knowledge and be efficient with the use of a personal computer, Microsoft Office products, Credit Bureau Systems and financial calculators. Prior experience using Encompass is preferred. Must have experience with Desktop Underwriter and / or Loan Prospector underwriting systems and packaging of conforming loan standards.

Must have reliable internet access of 50MBPS which is the minimum speed required to connect to several of our systems and platforms.

Other Qualifications

Familiarity with state and federal NCUA regulations, HMDA, Regulation Z, Regulation B, the FHLMC, FNMA, and FHA rules and processes; and

Knowledge of sales of mortgage loans into secondary market.

What We Offer

To build a better bank, you must build a better team. That's why we're committed to offering the best benefits to our team members. We want your time at Amplify to be a jumping-off point for personal and professional success, and this means offering benefits - including paid volunteer hours and development programs - that will engage your role in our community.

Starting Pay & Benefits

This role offers base pay of $31,200 per year and up to 130 basis points incentive pay per loan. It also entails thebenefits available to all Amplify employees.

Location

This remote role is available to candidates living in the state of Texas.

Team Member Testimonials

Read about some of your potential coworkers andwhy they enjoy working at Amplify.Or check us out onComparably.

Amplify is an Equal Employment Opportunity Employer, seeking people from all backgrounds, life experiences, and world views. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.