Admissions officer Jobs in Brockton, MA

Job Type

Full-time

Description

Responsible for leading the Bank's cannabis lending initiative as well as managing a portfolio of existing commercial and private banking relationships, originating new financing transactions and relationships, and cross selling the Bank's other products and services.

Requirements

Essential Job Responsibilities

The essential functions include, but are not limited to the following :

Performs any function, within scope of authority and expertise and in conformance with established Bank policies, strategies, and procedures, to provide the highest level of service and responsiveness to the customers served by the Bank.

• Understands, adopts, and adheres to the Bank's Loan Policy. Understands and follows all compliance related issues regarding soliciting, originating, and managing customers and potential customers of the Bank.
• Fully understands, remains up to date and adheres to cannabis related regulations and is regarded as the Bank's subject matter expert relating to cannabis lending and deposit relationship management.
• Provides accurate assessments of the risks associated with current loan portfolio and potential customers based on the Bank's Loan Policy and procedures. Provides timely information to management regarding potential portfolio issues.
• Understands loan documentation and works with the commercial loan department to ensure accurate and up-to-date information on their loan portfolio and applications. Maintains comprehensive and current credit files.
• Provides accurate and complete loan presentations for new and existing customers, identifying the key risks associated with the customer or potential customer. Approves loan requests within their lending authority and presents loans outside their lending authority to others including Credit Committee, Loan Committee, and the Board of Directors.
• Sources and develops new clients that fit the bank's credit profile with emphasis on credit quality, profitability, and cross sale opportunities. Responsible for annual goals relating to portfolio size, originations, pricing, fee income and credit quality. Other goals as assigned.
• Involved in the community and supports the Bank's Community Reinvestment Act (CRA) initiatives. Keeps abreast of ongoing developments in the banking industry and in the economy, particularly as they apply to commercial lending.
• Oversees collections of overdue accounts within their portfolio. Works with the Senior Commercial Credit Officer and the SVP of the Commercial Loan Group to minimize any potential losses. Prepares a variety of reports on a scheduled and as-needed basis.
• Is an active participant in the commercial loan department, participating through verbal and written communications to help maximize the efficiency of the commercial department. Attends meeting and seminars as needed.
• Performs all duties in accordance with prescribed regulatory compliance guidelines.

Knowledge, Skills and Work Experience

Physical Demands

This position is an office-based position in terms of physical demand. Employees are expected to be able to operate their fingers and hands to perform functions such as typing, writing, and filing. Employees must also be able to move throughout the office with ease while also being able to sit for extended periods of time. Employees must be able to see and hear in an office setting that does include much noise going on around one's workspace. While this job is mainly clerical, there are instances in which employees must be able to transport up to 20 pounds.

Note

The above is a description of the ordinary duties of the position. It should be expected that from time-to-time other duties (both related and unrelated to the above) may be assigned and are therefore required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This position is not subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations (as defined by the SAFE Act) must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements.

North Easton Savings Bank is dedicated to being an equal opportunity workplace. To reach and maintain this goal, the Bank strictly prohibits harassment and discrimination based on gender, sex, race, ethnic background, age, physical disability, mental disability, and anything else protected by law. North Easton Savings Bank welcomes diversity and we believe that diversity is the root of successful teams and an overall successful workplace.