Bank branches Jobs in Cary, NC

Job Highlights Title Business Credit Officer Type Full Time Experience Required Function Compliance / Risk Location Raleigh, NC, United States Company First Citizens Bank Company Profile First Citizens Bank helps personal, business, commercial, and wealth clients to build financial strength. It offers an array of general banking services. Job Profile The bank is hiring a Business Credit Officer who will underwrite, evaluate, and decide a broad range of business loan requests for the Credit Administration function of the Bank . Reviews loan applications, including requests from nonstandard businesses, within established credit policies and procedures. Identifies and structures credit grades as a result of application review. Provides support to field lending associates on credit policy and loan structuring through knowledge of credit policy, loan processes, and underwriting techniques. Education Level High School Diploma or GED and 8 years of experience in Business and Commercial Underwriting with credit approval authority. Bachelor’s Degree and 4 years of experience in Business and Commercial Underwriting with credit approval authority. Work Experience Experience in credit approval authority Experience with Business and Commercial loans (required) Duties / Responsibilities Business Support – Supports field lending associates both through the department support center call line and directly answers questions and concerns regarding the status of applications, loan structuring, credit policy, and other matters related to small business lending. Follows up on pending applications to ensure the timely disposition of all loan requests. Assists with special projects as requested. Loan Proficiency – Maintains current knowledge of changes in bank credit policy, industry and economic trends, and underwriting techniques. Underwrites small business loans following all required policies and regulations. Identifies loan requests about special loan programs and takes action appropriately. Underwriting – Underwrites and evaluates a range of business requests, including nonstandard requests which may include, but are not limited to, churches, nonprofit organizations, and new ventures. Structures workout credits including credit grade downgrades and troubled debt restructuring assignments. Responsible for evaluating automated clearing house over-limit exceptions. Skills / Knowledge / Abilities Knowledge of accounting and finance principles (required) Knowledge of current banking laws and regulations, loan documentation, and Bank policy (required) Benefits / Perks Community Well-being Emotional / Social Well-being Financial Well-being Physical Well-being Employer’s Statement First Citizens Bank is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race (including traits historically associated with race, such as hair texture and protective hairstyles), color, religion, national origin, sex, age, disability, protected veteran status, sexual orientation, gender identity, genetic information, military membership, application, or obligation, or any other legally protected status. #J-18808-Ljbffr