Business administration Jobs in Chicago, IL

BMO Credit Analyst

BMO is the 8th largest bank in North America and the 4th largest commercial lender with aggressive growth ambitions in the U.S. We are driven by a single purpose : to Boldly Grow the Good in business and life. Ideal candidate facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.

Responsibilities include :

• Identifying new sales opportunities for prospects and existing commercial clients through analysis.
• Participating in on-site client visits with other internal stakeholders.
• Recommending credit according to sound credit-granting principles.
• Supporting the execution of strategic initiatives in collaboration with internal and external stakeholders.
• Evaluating clients' ability to repay loans and consulting on loan structure and collateral.
• Performing periodic reviews of credit where more frequent monitoring may be appropriate.
• Understanding borrower types typical in the high net worth market and their relation to collateral ownership, loan repayment, loan structure, etc.
• Granting loan requests within specified limits, using understanding of credit scoring and risk management concepts.
• Monitoring covenants of clients within assigned portfolio to identify deteriorating credit conditions and compliance with loan agreement.
• Providing accurate financial analysis and risk assessment of new and existing customers.
• Building effective relationships with internal / external stakeholders.
• Working independently on a range of complex tasks, which may include unique situations.

Qualifications :

Salary : $69,000.00 - $127,800.00

BMO Financial Group's total compensation package may include performance-based incentives, discretionary bonuses, and other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.

BMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics.