City administrator Jobs in Spokane Valley, WA

SUMMARY :

The Credit Administrator is responsible for assisting the Chief Credit Officer in ensuring the overall performance of the Banks loan portfolio. The position will evaluate and approve / decline credit requests, for assigned lenders, that exceed their signing authority. Responsibilities include monitoring the credit quality of assigned portfolios to help ensure that established risk parameters are being adhered to, ensuring compliance with all regulatory and credit policies of the Bank, providing assistance to lending officers in managing credit risk and assisting with the development of relationship managers, credit analysts and any other colleague involved in the evaluation of credit. Reviews and evaluates the most complex credits. Acts as a technical expert for complex credit products.

RESPONSIBILITIES :

• Evaluate and approve / decline credit requests, for assigned lenders, that exceed their signing authority, up to the credit administrators loan authority.
• Manage Consumer and Small Business Lending Platform, with automation or streamlining of processes.
• Monitor the credit quality of assigned portfolios, including problem loan reports. Problem loan reports are prepared quarterly on loans that are risk graded 5, 6, 7, or 8. Watch loan report are prepared semi-annually.
• Review loan checklists that are prepared prior to printing loan documents, in coordination with the CCO.
• Review adverse actions, in coordination with the CCO.
• Review and evaluate the most complex, larger credits and work with loan officers to ensure loan reports are accurate and complete, prior to submission to the loan committee.
• Assist lending officers manage credit risk.
• Supervise assigned Credit Analysts and Underwriters, reviewing performance and workload. Facilitate meetings with assigned Credit Analysts weekly or as frequently as needed.
• Mentors assigned Underwriting and Credit Analyst staff, maintaining a schedule and calendar to ensure timely completion of loan underwriting.
• Coordinate and conduct ongoing training for the development of relationship managers, credit analysts and any other colleague involved in the evaluation of credit.
• Provides ongoing assistance and advice to relationship managers, credit analysts and any other colleague involved in the evaluation of credit.
• Assist lenders in structuring deals, keeping the banks best interest in mind.
• Utilizes existing bank analytical tools, and devises or recommends revision to improve efficiencies and enhance the accuracy in loan underwriting and ongoing credit management.

About You

REQUIRED QUALIFICATIONS :

PREFERRED QUALIFICATIONS :

KNOWLEDGE, SKILL, ABILITY :

Interpersonal Skills : A significant level of trust, credibility and diplomacy is required. In-depth dialogue, conversations and explanations with customers, direct and indirect reports and outside vendors in a sensitive and / or highly confidential nature.

Ability to prioritize, meet deadlines, and handle multiple tasks simultaneous in a fast-paced, diverse, and growth-oriented environment.

Must be reliable, hard-working, and work well in a team-oriented environment.

PHYSICAL DEMANDS :  The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job, the employee is often required to : sit; use hands in repetitive motions to finger, grasp, handle or feel; and talk or hear. The employee is occasionally required to : stand; walk; and lift or reach with hands and arms.

Must be able to operate routine office equipment including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours or travel off site whenever required or requested by management. Must be capable of regular, reliable and timely attendance. Must be capable of climbing / descending stairs in an emergency situation.

Specific vision abilities required by this job include : The worker is required to have close visual acuity to perform an activity such as : preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and / or operation / inspection of machines and / or using measurement devices at distances close to the eyes.

What We Offer

COMPENSATION & BENEFITS :   Salary is dependent upon relevant experience. We offer an extensive benefits package that includes, but is not limited to, flexible health coverage options : medical / dental / vision (partially employer paid with competitive premiums), health rewards program, possible employer contribution to a Health Savings Account, Employee Assistance Program (EAP); life insurance; 401K retirement plan with immediate vesting (up to 3% employer match, 3% automatic employer contribution, and profit sharing); discounted banking products and services; paid vacation / sick days, and paid holidays.

COMPANY OVERVIEW :  At Glacier Bancorp, our employees are our most valuable asset. We seek qualified individuals who enjoy people, are innovative and eager to learn. We are dedicated to providing opportunities for personal advancement and professional growth by investing in the tools and training needed to build a personalized career path for you.