Counter intelligence Jobs in Charlotte, NC

Job Summary

The Director of Financial Intelligence is responsible for overseeing the financial crime and fraud risk management practices of the organization, with a specific focus on protecting sensitive financial data and ensuring compliance with industry regulations. The position works closely with executive leadership, IT teams, and other stakeholders to develop and implement robust financial crime and fraud prevention strategies and protocols. The role reports identified risks, mitigation recommendations, and status updates to the designated committee of the Board of Directors (the “Board”) for HomeTrust Bancshares and HomeTrust Bank (the “Corporation”). There is a level of independence and proactive management expected to identify emerging risks that may create exposure to the Corporation or have an impact on the achievement of the Corporation’s strategic plan.

Key Responsibilities / Essential Functions

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Develop and maintain a holistic financial intelligence management program and budget tailored to meet the specific needs of the Corporation.
• Oversee the implementation of financial monitoring systems, algorithms, and tools for transaction analysis and fraud detection.
• Develop and implement strategies for detecting and preventing money laundering, fraud, and terrorist financing.
• Leverage analytics to help prevent, detect, and mitigate various types of financial crime and fraud.
• Develop and maintain a fraud response process to serve customers affected by fraud or identity theft.
• Promptly react and lead mitigation efforts when real-time events occur and create potential exposure / loss to the Bank.
• Lead a team of BSA and fraud prevention professionals, providing direction, guidance, and support to effectively detect, prevent, and respond to financial crime and fraudulent activities.
• Lead financial crime and fraud investigation initiatives and incident response efforts with identified and measurable milestones and goals, including regular, comprehensive reporting to inform key leaders of efforts relating to each initiative. Coordinate with internal and external stakeholders throughout the investigative life cycle, including evidence gathering, impact assessments, and corrective action steps.
• React to real-time events that require immediate actions to mitigate exposure / loss to the Bank.
• Collaborate with IT teams to implement technical controls and solutions, such as firewalls, intrusion detection / prevention systems, encryption and multi-factor authentication.
• Oversee vendor relationships and ensure service levels and performance standards are met for outsourced functions related to fraud and BSA.
• Provide leadership and guidance to employees within the organization to foster a culture of financial crime and fraud awareness and accountability.
• Develop and provide training programs and awareness campaigns to educate employees and customers about financial crime and fraud related risks and prevention best practices.
• Stay informed about emerging threats, trends, and technologies in the financial crime and fraud related fields to anticipate and counteract evolving threats.
• Establish strong relationships with industry partners, law enforcement agencies, and regulatory bodies to share intelligence and collaborate on financial crime and fraud prevention efforts.
• Represent the organization in industry forums, regulatory discussions, and at conferences to share insights and stay informed about best practices in financial intelligence.
• Interface with regulatory agencies, auditors, and other external stakeholders on matters related to financial intelligence and fraud.
• Prepare and present regular reporting to executive management and the board of directors on the state of financial crime and fraud risk and the effectiveness of current controls.
• Maintain confidentiality and security of sensitive information.
• Adhere to all corporate policies and procedures, Federal and State regulations, and laws.
• Complete all mandatory annual compliance training.
• Follow regulatory requirements including those pertaining to the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP), and OFAC to assist in the identifications, detection and determent of money laundering and other unlawful activities, as well as regulations pertaining to lending and consumer compliance to include fair lending laws.
• Perform other duties and special projects as assigned.

Job Requirements

Education :

Required :

About HomeTrust Bank

HomeTrust Bank, founded in 1926, is a North Carolina chartered, community-focused financial institution committed to providing value-added community banking through online / mobile channels and multiple locations in Virginia, North Carolina, South Carolina, Tennessee, and Georgia. Learn more at www.htb.com. Apply today to take your first steps towards joining this talented population of employees within a growing organization.

Work Environment, Physical Requirements

The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this job.  HomeTrust Bank promotes an equal employment opportunity workplace which includes reasonable accommodation of qualified applicants and employees.

DISCLAIMER :   HomeTrust Bank is an evolving company.  As such this job description is not necessarily an exhaustive list of all responsibilities, duties, skills, efforts, requirements or working conditions associated with the job.  While this is intended to be an accurate reflection of the current job, management reserves the right to revise the job or to require that other or different tasks be performed as assigned.

HomeTrust Bank values and promotes diversity and inclusion in every aspect of our business and at every level within the company. We recruit, hire, and promote employees based on their individual ability and experience and in accordance with Affirmative Action and Equal Employment Opportunity laws and regulations. Our policy is that we do not discriminate on the basis of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, pregnancy, marital status, status as a protected veteran, or any other status protected by federal, state, or local law.

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)