Credit analyst Jobs in Miami fl

Dealership :

L0238 Driveway Finance Corporation

DFC Credit Analyst I

The DFC Credit Analyst I will be responsible for ensuring efficient and timely processing of customer loan applications submitted to the company. This position performs comprehensive review and analysis of the loan structure, borrower profile, and loan documents to determine profitability and reduce risk.

The DFC Credit Analyst I reports to a DFC Credit Supervisor.

Location : Remote, USA (Must be in EST time zone or comfortable working EST hours)

Compensation Range : $44,900 - $50,500 annually

Responsibilities

• Conduct risk assessment based on customer borrowing history, credit rating, industry experience, structure, and other factors
• Ensure all queues are worked efficiently and prioritized accurately for DCC, Preselect and dealer partners
• Conduct dealer follow up daily to maintain a strong working relationship with dealer partners
• Maintain DFC service level agreements regarding response time and quality of communication
• Conduct customer interviews to further evaluate customer’s ability to fulfill loan agreement when deemed necessary
• Offer alternatives (counteroffer) when requested criteria fall outside of standard DFC parameters
• Review applications processed by junior level credit coordinators if necessary
• Work collaboratively with, assist dealer relations, funding, and all other departments when necessary to maximize our company objectives
• Clear and concise documentation of all communications with dealers and customers
• Other duties as assigned

Skills and Qualifications

Competencies

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of the job.

NOTE : This is not necessarily an exhaustive list of responsibilities, skills, or working conditions associated with the job. While this list is intended to be an accurate reflection of the current job, the company reserves the right to revise the functions and duties of the job or to require that additional or different tasks be performed.

We offer best in class industry benefits :

High School graduate or equivalent, 18 years or older required. Acceptable driving record and a valid driver's license in your state of residence necessary for select roles. We are a drug free workplace. We are committed to equal employment opportunity (regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status). We also consider qualified applicants regardless of criminal histories, consistent with legal requirements.