Credit risk analyst Jobs in Carlsbad, CA

Credit Analyst

Los Angeles, CA | On-site role

Job Description :

Responsible for all aspects of underwriting in the Originations unit to affect maximum possible profitability on a Westlake Direct deal. Focus on process and performance improvement and assume leadership responsibilities of the team as needed. Reports to the Director of Operations and Vice President.

All aspects of underwriting including credit report analysis, income calculation, book value calculation, scoring of the Buy Program, analyzing stips for validity (not fraudulent) and in general assuring that the deal makes sense for Westlake to put on the books.

• Interacts with customers, dealers, field reps, and various other outside entities (employers, other creditors, etc.) to fully investigate and disposition the deal. Investigate any potential fraudulent stipulations or applications as needed.
• Accountable for deal performance through tracking of early charge offs in buyer's portfolio. Return on Asset will be measured for all deals booked.
• Providing excellent customer service to all dealers and sales reps
• Making and receiving a large volume of calls
• Calling Westlake dealerships for a variety of support- and sales and credit related issues.
• Managing e-mails & faxes, inbound and outbound calls effectively.
• Generating and distributing reports

Work Experience Requirements :

Knowledge, Skills, Licenses :

Education Requirements :

Pay rate

What's our pay plan?

FULL TIME BENEFITS

ACKNOWLEDGMENTS

We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance.

We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and / or interview process should notify a representative of the organization.