Credit risk analyst Jobs in St Petersburg, FL

Description

LOCATION : This position can be located at any Seacoast location within the company's footprint in FL

SUMMARY :

The Senior Data Analyst is responsible for developing and executing a consistent and coherent set of data and analyses for effective credit risk measurement, management, reporting and preparation of public disclosures. Additionally, the Senior Data Analyst is responsible for organizing and leveraging data to drive fact-based analytical insights and decisions. The incumbent will collaborate across the company for needs assessments, data management, implementation, and for on-going monitoring. The ideal candidate will possess loan, accounting and analytical acumen, and demonstrate the ability to influence team members from several groups across the bank.

DUTIES AND RESPONSIBILITIES :

• Data Design and Acquisition : Help define data requirements, including source identification, process mapping, and setting definitional standards and use.
• Design & Develop Dashboards : Create and maintain enterprise dashboards visual design standards for reports and dashboards, ensuring consistency and clarity across the organization.
• Optimize Reporting : Use Power BI, SQL, and SAS to develop scalable, efficient reporting solutions.
• Provide analytical insights for executive management and the board of directors on credit trends and emerging risks in portfolios, including standard and ad-hoc requests, as needed.
• Collaborate with Stakeholders : Work closely with management and operational teams of all levels to gather requirements and translate them into actionable data solutions.
• Work with data originators and data users for consistency of use of data assets, as well as to eliminate redundancies and non-sanctioned variations and influencing business process design.
• Partner with lines of business to address root causes that create data quality issues.
• Cultivate cross-functional relationships between business units to ensure insights become actionable and drive desirable business outcomes.
• Standardize credit data definitions and classifications and ensuring that a data trail is effectively documented within the processes associated with accessing, retrieving, exchanging, reporting, managing, and storing of data.
• Research data integrity issues when discrepancies are found. Run various reports to self-audit data and / or work with staff in the field to correct data as appropriate to ensure accuracy.

Lead resolution to external and internal audit inquiries and supporting documentation.

EDUCATION, EXPERIENCE & TECHNICAL REQUIREMENTS :

The Statements above are intended to describe the general nature and level of work being performed by people assigned to this position. They are not intended to be an exhaustive list of responsibilities, duties, and skills. Because these statements are general, the job description is used for a variety of purposes including job evaluations; performance reviews; recruitment; etc. All Associates are required to adhere to the highest legal and ethical standards applicable to our industry. It is the policy of Seacoast Bank that all Associates will be familiar and compliant with all regulatory, legal, ethical and Bank risk mitigation requirements pertaining to both our industry and their individual roles. This includes the on time, successful completion of annual required training post-hire and effective execution of role responsibilities.

LI-PF1

Equal Opportunity Employer / Protected Veterans / Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.