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Investment banking associate Jobs in New Orleans, LA
- Promoted
Commercial and Private Banking Officer
Resource BankNew Orleans, LA, United States- Promoted
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Resource BankNew Orleans, LA, United States- Full-time
RESOURCE BANK
Commercialand Private Banking Officer I
Position Summary :
This position reports to theCommercial and Private Banking Officer / Market Leader. Responsibilitiesinclude evaluating and recommending approval of real estate based commercial, privatebanking, or credit loans. Duties includeadvising borrowers on financial status and relationship opportunities includingdeposit products; as well as working on the renewal of existing loans and thedevelopment of new business and personal customer relationships.
Essential Functions :
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
- Meet with applicants to obtain information for loan applications and to answer questions about the underwriting / approval process.
- Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting and renewing loans.
- Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.
- Stay abreast of new types of loans and other financial services and products to meet customers' needs.
- Prepare loan packages based on information submitted to present for loan approval.
- Attend Loan and Business Development discussions, and other required meetings.
- Ensures loan agreements are complete and accurate according to policy.
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
- Prepare reports that include the degree of risk involved in extending credit or lending money.
- Generate financial ratios, using computer programs, to evaluate customers' financial status.
- Analyzes potential loan markets to develop prospects for loans and customer relationships.
- Call on new and existing customers in potential loan markets in order to generate new loans and deposit customer relationships within the portfolio.
- Be active and involved in the communities served by the Bank.
- All other duties assigned.
Knowledge and Skills :
Attributes :
Experience and Education :
Bachelor"'sdegree from four-year college or university and two or more years of customerservice banking experience; BS in Finance or Accounting preferred.
Knowledgeof principles and processes for providing customer and personal servicesincluding needs assessment techniques, quality service standards, alternativedelivery systems and customer satisfaction evaluation technique.
Resource Bank strives to be the "employer of choice" EEOMinorityFemaleVetsDisabled