Loan underwriter Jobs in Des Moines, IA

What You'll Do :

As a Health Underwriter youll medically underwrite applications submitted for case benefits and coverages under one of our group plans and convey our decisions to customers.

Here are a few examples of the types of things you'll do :

• Review and process evidence of insurability applications consistent with our company's policies and in compliance with various state statutes and legislation.
• Communicate and convey the correct information to our policyholders, administrators and applicants by written correspondence and complete file setup.
• Answer questions received via phone calls from internal and external customers regarding declination, status, etc.
• Facilitate current and future underwriting evaluation through file documentation. Provide clear and understandable audit trail for future claims, service work and legal handling.
• Cross Train and assist Group Underwriting on various tasks.
• Perform other job-related duties as required including complete follow ups and close-outs in a timely manner.

Who You Are :

Salary Range Information :

Salary ranges below reflect targeted base salaries. Non-sales positions have the opportunity to participate in a bonus program. Sales positions are eligible for sales incentives, and in some instances a bonus plan, whereby total compensation may far exceed base salary depending on individual performance. Actual compensation for all roles will be based upon geographic location, work experience, education, licensure requirements and / or skill level and will be finalized at the time of offer.

Salary Range :

18.39 - $35.19 / hour

Time Off Program :

Personal Time Off (PTO) is provided to hourly (non-exempt) employees and provides a set amount of accrued time earned each pay period. Employees can use their PTO for vacation, personal or short-term illness.

Pension Eligible :

Additional Information :

Work Environments

This role offers in-office, hybrid (blending at least three office days in a typical workweek), and remote work arrangements (only if residing more than 30 miles from Des Moines, IA, or Charlotte, NC). Youll work with your leader to figure out which option may align best based on several factors.

Work Authorization / Sponsorship

At this time, we're not considering applicants that need any type of immigration sponsorship (additional work authorization or permanent work authorization) now or in the future to work in the United States. This includes, but IS NOT LIMITED TO : F1-OPT, F1-CPT, H-1B, TN, L-1, J-1, etc. For additional information around work authorization needs please use the following links.

Nonimmigrant Workers and Green Card for Employment-Based Immigrants

Investment Code of Ethics

For Principal Asset Management positions, youll need to follow an Investment Code of Ethics related to personal and business conduct as well as personal trading activities for you and members of your household. These same requirements may also apply to other positions across the organization.

Experience Principal

At Principal, we value connecting on both a personal and professional level. Together, were imagining a more purpose-led future for financial services and that starts with you. Our success depends on the unique experiences, backgrounds, and talents of our employees. And we support our employees the same way we support our customers : with comprehensive, competitive benefit offerings crafted to protect their physical, financial, and social well-being. Check out our careers site to learn more about our purpose, values and benefits.

Principal is an Equal Opportunity Employer

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.

Posting Window :

We will accept applications for 3 full days following the Original Posting Date, after which the posting may remain open or be removed based upon applications received. If we choose to post the job again, we will accept additional applications for at least 1 full day following the Most Recently Posted Date. Please submit applications in a timely manner as there is no guarantee the posting will be available beyond the applicable deadline.

Date First Posted (TTF) :

9 / 5 / 2024

Latest Post Date : Careers - US :

9 / 5 / 2024

LinkedIn Remote Hashtag

LI-Remote