Loan underwriter Jobs in Detroit, MI

Property Underwriter / Senior Property Underwriter

The Opportunity :

We are seeking a skilled and motivated Senior Property Underwriter / Property Underwriter to join our Commercial Insurance team. In this role, you will analyze and underwrite new and renewal business, utilizing The Zurich Way of Underwriting Framework within delegated authority levels. You will ensure the delivery of high-quality service to our customers and contribute to the growth and profitability of our commercial property insurance portfolio.

Key Accountabilities :

• Proactive Account Management - Seek renewal and identify new business opportunities while managing a qualified list of prospects. Serve as the primary contact for assigned accounts, ensuring strong engagement and relationship management.
• Conduct detailed opportunity assessments with key brokers to identify growth opportunities. Qualify accounts to align with Zurich’s risk appetite and business opportunities.
• Cross-Selling and Product Density - Increase product density by cross-selling other lines of business to existing accounts.
• Independently assess and price medium to high complexity risks, set and negotiate terms and conditions in accordance with underwriting guidelines. Provide expertise on coverage issues with claims programs and guidelines.
• Develop and maintain strong networks with wholesale and facultative reinsurance brokers and cedants. Engage with brokers, leading discussions and proactively seeking new business opportunities.
• Demonstrate strong business development skills to identify and pursue new business opportunities. Leverage established connections with wholesale / Fac RI brokers and cedants to drive business growth.
• Participate in Sales Team meetings and assist in managing a qualified list of opportunities and update required systems with details of broker / client visits and account status within specified time frames. Prepare necessary documentation and perform account servicing tasks. Serve as key contact for assigned target accounts.
• Assist in training and developing junior team members, supporting their growth and proficiency.
• Demonstrate strong knowledge of underwriting philosophy, techniques, regulations, and guidelines.
• Exhibit superior skills in relationship building, active listening, needs analysis, and win-win negotiating. Demonstrate strong negotiation skills and the ability to effectively assess risk.

Qualifications, Experience & Skills :

Preferred :

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