Loan underwriter Jobs in Hartford, CT

WANTED: Experienced Senior Mortgage Underwriter with active DE LAPP and SAR This Jobot Job is hosted by: Stephen Niedringhaus Are you a fit? Easy Apply now by clicking the "Quick Apply" buttonand sending us your resume. Salary: $90,000 - $95,000 per year A bit about us: *Remote is an Option* WANTED: Experienced Senior Mortgage Underwriter with active DE LAPP and SAR and strong FHA 203(k) renovation experience Our client is seeking an experienced Mortgage Underwriter with proven, hands‑on expertise in FHA 203(k) renovation loans and VA mortgage programs. This role requires deep knowledge of government‑backed lending, strong analytical judgment, and a commitment to high‑quality, compliant underwriting. The ideal candidate is comfortable evaluating complex loan scenarios, mitigating risk, and ensuring strict adherence to VA, FHA (including 203(k)), and Conventional underwriting guidelines. Why join us? Work Remotely! Competitive pay Benefits 401(k) Health, dental, and vision insurance Life insurance Paid time off Opportunities for career advancement and so much more... Job Details Key Responsibilities Review and analyze mortgage loan applications, credit reports, income documentation, asset statements, and appraisals for compliance with VA, FHA/203(k), and Conventional program requirements. Underwrite FHA 203(k) Standard and Limited renovation loans, including review of contractor bids, renovation budgets, feasibility studies, and required documentation. Evaluate borrower eligibility and creditworthiness in accordance with agency guidelines and investor overlays. Calculate income, assets, liabilities, and debt‑to‑income ratios following agency standards. Clearly communicate underwriting decisions, conditions, and stipulations to processors, loan originators, and internal stakeholders. Request, analyze, and validate supporting documentation to resolve discrepancies and ensure loan salability. Manage assigned pipeline to meet established service level agreements and turn‑time expectations. Stay current on VA, FHA/203(k), and Conventional guideline updates, regulatory changes, and investor requirements. Partner with processing, compliance, and closing teams to ensure accurate loan delivery and efficient workflow. Guide loan originators on program guidelines, qualification scenarios, and documentation requirements. Participate in quality control audits and respond to internal and external review findings as needed. Qualifications Bachelor’s degree in business, finance, or a related field preferred; equivalent professional experience will be considered. 8+ years of mortgage underwriting experience, including direct, hands‑on underwriting of FHA 203(k) and VA loans. In‑depth knowledge of agency guidelines, documentation requirements, and product nuances. Strong analytical, organizational, and decision‑making skills with exceptional attention to detail. Excellent verbal and written communication skills. Ability to manage multiple priorities in a fast‑paced, deadline‑driven environment. Proficiency with loan origination and underwriting systems. Active DE (Direct Endorsement) and/or SAR (Staff Appraisal Reviewer) designation required, particularly for FHA 203(k) and VA underwriting. Preferred Skills Experience underwriting FHA, VA, and Conventional loans in a wholesale environment. Ability to interpret complex agency guidelines and apply them to real‑world loan scenarios. Strong risk assessment and mitigation capabilities. Commitment to ethical lending practices and delivering a positive borrower experience. If you are a Senior Underwriter and an expert in FHA 203(K) renovation and VA underwriting, do not wait! Apply today and/or email your latest resume to https://jobot.com/apply/senior-mortgage-underwriter/1893505853?utm_source=Monster Interested in hearing more? Easy Apply now by clicking the "Quick Apply" button. Jobot is an Equal Opportunity Employer. We provide an inclusive work environment that celebrates diversity and all qualified candidates receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, age (40 and over), disability, military status, genetic information or any other basis protected by applicable federal, state, or local laws. Jobot also prohibits harassment of applicants or employees based on any of these protected categories. It is Jobot’s policy to comply with all applicable federal, state and local laws respecting consideration of unemployment status in making hiring decisions. Sometimes Jobot is required to perform background checks with your authorization. Jobot will consider qualified candidates with criminal histories in a manner consistent with any applicable federal, state, or local law regarding criminal backgrounds, including but not limited to the Los Angeles Fair Chance Initiative for Hiring and the San Francisco Fair Chance Ordinance. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners. Frequency varies for text messages. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages. You can reply STOP to cancel and HELP for help. You can access our privacy policy here: jobot.com/privacy-policy