Mortgage underwriter Jobs in Las Vegas, NV

Job Description

Job Description

Mortgage Loan Officer

Full Time (40 Hours)

Monday - Saturdays (Varies)

Headquarters

630 Trade Center DR

Las Vegas NV 89119

with travel to branches and other location)

PURPOSE :

The primary purpose of this position is to assist Silver State Schools Credit Union to live out its Mission, "Excellent Member Service and Financial Solutions - For Life," by providing outstanding service to both members and internal members.

• To deliver service in alignment with our Service Commitments :
• I will earn respect and build trust by acting with integrity in every situation.
• I will understand my role in supporting the team to achieve our purpose.
• I will focus on people over products and build lasting relationships.
• I will take ownership and accept responsibility.
• I will treat my coworkers with the same high standards as I treat my members.
• I will continuously look for ways to improve myself, my credit union, and my community.
• I will accept there is no "they". We are one working toward the same mission.
• I will commit to the core values.
• Meet all established service goals.

SUMMARY :

Promote the mortgage lending programs to members, credit union employees, Realtor professionals, as well as prospective new members. Solicit loan applications with the purpose of originating and closing profitable, quality first mortgage loans. Council members regarding their mortgage financing goals. Within authorized authority, and in accordance with sound underwriting practices as set out in policy and procedure, examines, evaluates, and recommends approval of borrower's applications for first mortgage loan applications. The incumbent accomplishes the essential duties as follows :

ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.

regarding member's mortgage needs. Completes Uniform Residential Loan Application

and requests specified information for loan application. Information may be recorded in

writing, or by computer where automated loan processing technology is available.

branches, participating in local realtor events, and attending various networking

events to effectively promote and showcase products and services. Using various

software programs for originating, processing, and closing mortgage loans, analyzes

applicant financial status, credit history, and property evaluation to determine

feasibility of granting a loan. Analyzes potential lending opportunities involved in

each lending situation to further assist the applicant as well as increase the credit

union's lending portfolio. Encourages members on the benefits of utilizing other

credit union services.

application information. Assists members on a continuous basis by providing

current information about loan programs, interest rates, fees, and qualifying

guidelines.

requirements established by regulatory agencies or investor.

and to obtain loan approval in the most expeditious manner possible.

appraisals, credit reports, underwriting fees, or other origination expenses.

industry publications and participates in realtor or industry-related meetings and

events to stay abreast of local competition and general marketing trends.

pipeline status, ensuring timely and accurate communication of key information to

relevant stakeholders.

EDUCATION and / or EXPERIENCE :

An associate or bachelor's degree is preferred with a minimum of three years related experience and / or training in real estate lending; or equivalent combination of education and experience in a related field. This individual must have or obtain knowledge of FHA, VA, Conventional, or any special program as needed and required.

CERTIFICATES, LICENSES, REGISTRATIONS :

Must have or obtain any license, certificates or registration as required by state or federal agencies that are presently required or may be required in the future. Valid automobile Driver License and state required automobile insurance.

SILVER STATE SCHOOLS CREDIT UNION IS AN EQUAL OPPORTUNITY EMPLOYER (EOE)

DRUG-FREE WORKPLACE